Getting an FHA without money in my account
I have plans on taking out an FHA loan because I couldn’t afford the usual 20% down payment. I have everything in line excluding the fact that it will take me several weeks to get the $4k that I need ...
Is there no choice but foreclosure?
I own a 600 square feet condominium, which my husband and I have been living in for the last 6 years. As you would expect, we are under water about $30k, we have a 6-month baby and the space is becoming...
Atlanta, GA - Sep 9th 2022
This question has not yet been answered.
When do I look for homeowners insurance?
Hi guys, I have a question. When and how do I shop for homeowners insurance? They have bought our property and they are now in the process of building it. What do I need to shop for homeowners insurance...
Looking for loans for teachers
We just moved to Charlotte and my husband got a job as a teacher. ARe there any perks for teachers who want to buy a home? I’ve heard about first responders loan and was wondering if there’s a simil...
Why does my FHA loan require a 20% down?
Can anyone answer why an FHA loan would need a 20% down on a loan that’s less than $300k? My DTI isn’t that high so I’m wondering why my lender would require such a high down payment.
What loan product can I get?
I live in Michigan and I just came across a gorgeous home that is a fixer upper but is located in a hot market. I plan to get an FHA but I don’t think the house would meet their requirements. I’ve t...
Is there a loan with lower DP?
Looking to get a mortgage for land. I got quotes for 50% down and 25% down. Are there any loans out there with a lower down? I plan on building an apartment on the land in a few years so that I’ll hav...
What is the best loan product for me?
I live in California and I need a mortgage to buy a small lot that’s for sale in our neighborhood. I dream of building a house on the lot in the next few years and I can put down at least 50% down pay...
How can I fix this with my FHA loan?
I applied for an FHA loan that’s due to close tomorrow. I got approved eligible findings the whole process up until this week when the CD went out. Comparing DU findings I can’t find anything thatâ€...
Questions on an FHA loan
Does an FHA loan allow funds for closing and down payment coming from refinancing a vehicle and putting equity in the home purchase. Do I have to document everything to get this done?
Should I go with a local lender?
First time homebuyer and I want to ask if Rocket Mortgage is any good? Are there programs available that can assist with a down payment? Friends say that a local lender is better and can close faster. I...
How much loan can I get with a 50k down?
I have no idea about buying a house. What do I need to do to get a loan? I am self employed and part owner of a building company. My credit scores are good and have set aside $50k for a down payment. Ho...
Are no income verification loans any good?
Are no income verification loans still a thing? When all other factors are positive, how much more would the rate be? I live in New York and I plan on buying my first studio apartment.
How much house can I afford in Jersey?
I’m a single woman in my 20s and my annual net income is $72k. I was wondering how much house can I afford in New Jersey. I’m also a vet that’s exempted from taxes. Do you guys have any clue on ho...
Atlantic City, NJ - Aug 31st 2022
This question has not yet been answered.
Should I offer my property with a lease option?
I own a house outright and I have plans on selling it. The thing is, the market in the place where I live is slow right now. Since I don’t have a loan, would it make sense for me to offer the property...
San Bernardino, CA - Aug 31st 2022
This question has not yet been answered.
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