What should I do before making an offer - Pre-qualify or Pre-approve? W...

We are going to buy our first home. I have been told I have to qualify before makling an offer. What should I do?

realistically, how much lower does the interest rate need to be than you...

i currently am paying off a hoime i purchased at 101,500 and at 5.5%, i bought the home in 2004, right before everything got all stupid. the home almost doubled in value and snice the "market crash has ...

how soon after short sale can I purchase a new home?

hi, i sold my home in a short sale recently and I'm wondering, how long to do i can buy a home again? i had good credit at the time of the sale. thanks

jumbo loan

What are jumbo loans and are they still available?

If we are in a 10/1 arm and we have five years left on the loan.

If we are in a 10/1 arm and we have five years left on the loan, should we try to refinance into a 30 year fix. We purchased the home in april of 2006 for $471,000. We put over $150,000 down and current...

Refinance with no closing costs?

Is there a way to know what closing costs will be or if there is way to refinance without closing costs? can I find this out before I apply and get my credit pulled?

Why am I getting leads that have already been sold to 3 different people...

Why am I getting leads that have already been sold to 3 different people? How do I get to be number 1? Charlie

options for getting a home after bankruptcy

went through bankruptcy four years ago, do you think i have a chance at getting a home?

Why do people talk about treasury notes when it comes to mortgage rates?...

refinance into 15 year fixed or pay off early?

i'm in a 30 year fixed mortgage at 5.35% should i refinance to a 15 year mortgage or just put money into paying off my 30 year mortgage early?

7/1 ARM Conforming Loan - is it a good deal

I am attempting to refinance my mortgage. Original loan was $134,000 balance is $107,000 (30 year fixed 5.5 interest rate) and I have 23 years left on the loan from Chase. I also have been making an ext...

debt to income ratio for home equity loan

Hi I was looking up debt to income ratios because I want to get a home equity loan. what debt to income ratio do I need to have to take out this loan? I am in Kentucky.

Do you think mortgage rates will stay low or get lower? refinance question

I'm sure this is the question that everyone is asking, but I've heard mortgage rates are lower again and I want to know what anyone thinks. I have been putting off my refinance to wait and see. do you ...

what do you have to do to get an FHA mortgage?

what do i have to do to get an FHA mortgage? i heard you have to have low income and i think i do but how would i find out? thanks

Can I get no PMI with 10% down, or should I wait and save more to put do...

Should I put down 10% on buying a home or just wait and try to save 20% for the down payment? We need to buy a house soon and we have enough to make realistically a 10% down payment. Is there any way ...