Is now a good time to buy?

I’ve noticed that interest rates have been going up and I was wondering how long would it take before they go down? Is there a good indicator that they will keep rising? Reports say that the Fed has b...

What type of loan should I get?

I live in Knoxville, TN and I’ve come across a triplex deal that’s hard to resist. The property needs at least a $50k rehab and I’m ok with taking it down and managing it. I have $40k in the bank ...

My problem is Cenlar lost the deed to our home and trying to foreclose o...

Wary about occupancy fraud

Is it true that you can get a 2nd home mortgage with 10% down and can use the property and convert it to AirBnB? What if your loan requires that you must occupy your home for at least a year? It seems t...

What are the best loan options for me?

This is going to be my third house and it’s a townhouse in Brooklyn. My budget is between $1.5M to $2M for a one to two-unit home. I plan to rent out my primary home and buy a bigger house since our f...

Can I refinance out of a hard money loan?

Can I refinance out of a hard money loan? I’ve seen lenders that are no longer refinancing if the house has been owned for less than 5 years. I also want to know if it is better to get a 20 or 30-year...

Cash out refinance for 30 SFH units

I have plans for a future cash out refinance. Assuming I have a portfolio of 30 single family homes, how long would the process take on all of the units? Can the process be done in less than 2 months? C...

Are bank statement loans legit?

I have been part of the gig economy since the pandemic started and I was wondering if I can still apply for a loan. I have no W2s the past two years and my income is good but not the same amount every m...

Can someone restructure my VA loan?

Hi, I’d like to ask if someone can restructure my VA loan without my signature? My ex wife doesn’t want to refinance to get me out of the mortgage. The home hasn’t been my residence the past 8 yea...

HELOC on a cash out refinance loan?

I have a question, can you do a HELOC on a Cash-Out Refinance Mortgage? Once tax season ends, I’m going to add a 3rd investment property to my portfolio this 2022. I did a cash-out refinance last 2021...

Question with my VA loan

Hello everyone I have a question regarding VA loans. If a vet uses a zero down payment to purchase a house and the house doesn’t appraise for the loan amount, can they come in with cash to cover the d...

Paying 2 mortgage while trying to sell

I have a question for those paying 2 mortgages while trying to sell. Can you deduct interest on your taxes from two homes if you’re paying the mortgage on both properties?

Can banks change the terms of your loan?

I’m fully aware that banks usually sell mortgages. My question is, are they able to change the terms of the loan? Specifically, are they able to change the minimum amount of insurance you must have?

Claiming a refund as we apply for a loan

Can someone who is well-versed with loans confirm something for me? My husband and I file taxes together and we want to buy a new house. We haven’t bought a house in the last ten years. My husband and...

Submitting bank statements for my loan application

Hi, so I was supposed to submit the last 2 months bank statements with my mortgage application. My new statement comes out in 3 days, and it shows that I high balance in savings because of a tax refund....