cost of 203(k) loan
I'm in the process of buying a home, and it looks as if it won't pass FHA inspection in its current condition. I believe the required repairs can be done within a streamline 203(k) loan.How much higher...
can you get PMI removed from an FHA loan in less than 5 years
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I am a first time home buyer trying to get a mortage? Any help?
Hello, I am 19 years old. I did one semester at college and came home and I am making about $3,500 Gross a month. I have been on the job for about 8 months. I would like to mortgage a home for under 100...
Two refinances one deal
I own two homes. I want to refinance both. Can/will lenders give me a deal on the cost to refi? I'm going to move forward, but I would like to save some cash. Any ideas or recommendations?
Should I refinance?
Considering a refinance. Currently my interest rate is 5.125%. I was told that I qualify for a drop to 4.25%. It will save me about $100/month. It is going to cost me $2000. Is it worth it? My credit sc...
Getting refund for appraisal when it was late and lock expired
The appraiser came one week before the extension ended and submitted the report on day of expiry i.e. took one week to complete. I was unable to refinance as every bank refused to give further extension...
In the state of Illnois if you are applying for a reverse mortgage and y...
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Paying hte backup lender
I've applied and been approved by two lenders. I've selected one as a primary, and the other as a backup, and intend to inform the backup today. The backup lender is a correspondent lender. Both loan of...
arm 5/1 rate
I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...
Funding from two different banks for one house?
My current loan is 80/11/9 from bank of the west. the bank gave us loan commitment for $404,000. but the other 9% totaling 45,000 is unsure until coming Tuesday or Wednesday and my loan contingency is...
How much time to apply for a loan after escrow opens?
We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...
When a primary residence ceases to be primary
We have refinanced our property 7 years ago and used it as our primary residence ever since. Now, we are moving but we are not intending to sell, we will rent it out. Do we have to refinance (and get wo...
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