What lenders are refinancing accidental investment properties under Harp...
We have an accidental investment property with a L to V ratio of 118% in California. It is a Freddie Mac backed loan. We have excellent credit (both over 780), but are having a hard time finding a lende...
Combining loans
I recently purchased land intending to build a house, however the adjoining property has become available and I wanted to purchase the house instead of building. I found one bank willing to join the loa...
I refinanced 14 mos ago to a 15 year FHA loan. FHA streamline eligible?
Can I do a FHA streamline and if so, would like rate quotes. I'm in California, 92562.Balance is $316k, value is $390k. Our credit scores are about 820 each. We have been paying an extra principal eac...
High dti and refinancing
Are there any programs that accept a high dti 65%?I owe 184000 house is worth 320000.My credit is a 715 and i make 30000 a year.I have a co borrower 780 credit and makes 250000 a year.His dti is also hi...
harp 2 program
i have a first and 2nd mortgage of 214,000 and 30,000 in credit card debt, which i am currently on a debt management program for past 2 years, current past 12 months or more on mortgage payment. don't k...
Stated Income Loans
I own a condo on the beach in Malibu with a mortgage of approx $363,000. The current value of the property is approx $900,000 to $1,000,000. I would like to refi to a lower rate and/or take out a home e...
How difficult is it to get approved to buy a home after having to file b...
My husband and I were forced in to bankruptcy after the premature birth of our son, it has been discharged. We have recently found out that his mother is moving and wants to sell her house, it is a grea...
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