When is a good time to refinance ? I have a 7/1 variable rate that has ...

Now that the rates are lower should I lock into something lower ? Would it be worth the cost to refinance ? or Should I keep it for now since it will probably stay at 5.25%?

Stick with my current lender, or go with a new one?

What should I be looking for in lenders when refinancing. I figure that since I went with the lender that I am with, I should stick with him. However, I want the best deal.

My credit score is over 800. Any stated income or no doc lenders out there?

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Can someone explain discount Points?

Points, fees, discount, origination - too confusing for me. Need someone to break it down for me. Thanks!

Home Purchase/Upgrade Question

Here is the scenario:I own my home here in California. $400k mortgage, value is around $320, $2200/mo payments.We have dual incomes, combined to about $160k/year. We both have good credit, ~750 score ...

I'm self-employed, can I get a mortgage?

How am I supposed to go about buying a home, if I am newly self-employed; 2 years.?

Is the PMI, MIP and funding fee always included in the loan amount?

Property Price 570000, Loan Amount 541500. At 5 % Downpayment FHA based,...

What is Lender Credit? How does it help? What are disadvantages?

Can I get a mortgage if I am a Pre-Diem Nurse? I have been Pre-Diem for...

Should I do a cash-out refinance for home improvement?

My home could use a few upgrades, but is it worth it?

will refinancing reduce my total financing cost?

I am being told to refinance, but will it really reduce my cost in the long run?

Can I refinance again after 3 months?

I just refinanced about three months ago. Rates have dropped considerably. Is there any reason why I can't refinance again now? Should I considering doing so on both of my mortgages? Please advise.

Hi, I have an ok job and I've been thinking about buying a house. I have...

I've been renting in the same place for 3 years, I've filled my taxes for the last 5 years and I've been working tha same place for 7 years. Thanks

I'm a US citizen living abroad and I would like to refinance my US mortg...

I'm a US citizen living abroad and I would like to refinance my US mortgage, but every time I try it seems that it's never worth my while, even though my current rate is 5.875% and I'm seeing current ra...