I've read a few articles looking for the answer to what a non-conforming jumbo loan, but find the information really confusing. How does the refinancing of a large loan differ from a a "regular" loan?
My husband and I are considering refinancing our mortgage to take advantage of the low rates. We currently have a USDA Mortgage. When we originally took the loan we barely fell within the income require...
I am on the deed to my parents home. I want to refinance in my name. Currently it is in my mothers name. How would it work? I can afford the payments and want to take over this burden for them. Any sugg...
I am looking to buy a few investments properties in the phoenix area. The houses I am looking at are 40-50k but i cant seem to find a lender to lend less than 50k meaning the offer price would need to ...
I know that there can be hidden fees, back-end cost and more associated with refinancing. How does one qualify for a refinance that is truly no-cost. I have been in my house for almost 5 years. My inter...
i am wondering if a judgement has to be paid in full BEFORE closing or if it can be paid at the time of closing... from my understanding most lenders go by your middle fico credit score... my lowest sc...
I want to get a 10-15 yr $50,000 fixed rate loan to do home improvements. The current market value of my single family primary residence is $103,000. I was considering a home equity loan, but when I c...
I am considering a refinance on both of my loans; I own a condo and a single family residence. There is enough money available on both properties to cash out. The question is, where do I spend that money?
my question is what lenders will accept art time work history of only a year as income or what steps are next... my background : i am a reg nurse.. i was working full time until january of 09 when my ki...
How much can I borrow, if I refinance - without increasing my current monthly mortgage payment? Does it cost more to borrow more? The interest rate keeps dropping and my house is fairly stable in value....
My folks have been tossing the idea of applying for a reverse mortgage. I am so unfamiliar with this type of financing. I question if they even know. What is all about and how can you tell if you are th...
My house was appraised about 3 months ago. I paid for two appraisals then. I think that I could qualify for a lower interest rate, but as I assess the different fees involved, I am wondering if I can av...
I am looking for a reverse mtg. for my sister in law. She was born in 1931 and is a widow. Her home has not mortgage. She needs a way to live for the rest of her life as her social security is not en...
My husband and I want to switch to a fixed rate. How much $ are we going to have to consider paying to do so?
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