can my mortgage be recalled after closing

Can my mortgage br recalled after closing

How do I know how much second home do I qualify for?

How much second home can I afford given the following scenario: I bought my first home two years ago paying $2700 a month on the loan. I have no other debts. My credit score is 780. Gross income is $180...

Is now a good time to refinance?

This is the first time to own a home and my family is struggling a bit. We live from check to check ever since the pandemic started and we need advice on how to keep paying the mortgage so we won’t lo...

A student planning to buy a home

How does student loans affect getting approval on a loan? I am going to school this 2023 and I need to get a student loan to keep me afloat. I want to buy my first home and plan to resell once I graduate.

Going back to the States and buying a condo after living overseas

I’ve been living overseas for years now and I plan to move back to the states and buy a condo. I have enough down payment and my budget is around $200k. Will a letter of intent from a US company be en...

Having difficulty getting approved in another state

I live in Chicago with two businesses that are doing great. I file my taxes and have enough documents to prove that I can pay for a loan but I can’t seem to get approval from lenders in GA. We are rel...

What happens to my loan given my situation?

We bought a land and manufactured home using a construction loan but now our builder says that the lot is unbuildable. What happens to our loan? Are we financially responsible at this point?

How do I remove PMI without refinancing?

Can you remove private mortgage insurance without a refinance? I only owe $132k but my value has risen to $295k. I bought in 2019. Should I get an appraisal done to determine real value?

Is it a good time to refinance?

Will interest rates go down in the next few months? With the recent fed announcements things are not looking good. If rates continue to rise when is the right time to refinance?

Applying for a loan when married

How does applying for a loan when married work? Let’s say one spouse has income and the other has none? Can I have only one name on the title or loan? TIA

How loan should I wait before applying for a loan?

I just moved into my new house last month. I need serious money to pay off some debts like federal and state taxes and car notes. Should I wait 2 years before applying for a mortgage equity loan?

Low interest loan for lot purchase

Hi, I need advice if you guys can give me one. I am looking for a low-interest-rate lot loan. My husband and I are working with a loan office that was endorsed by the company that sold us the land. The ...

Should I let one house go?

I need help regarding my situation. I currently own 2 houses, one is worth 150 thousand less than what I bought the other house is worth about 10 thousand less than what it’s worth. I would like to ke...

Why do most banks don't offer HELOCs?

I want to know if anyone has a good experience with HELOCs. I’m aware that most banks don’t offer HELOCs anymore and I just started doing research about it. Thanks in advance.