Self Employed, need advice for mortgage app?

Hello all, I have a situation that I would like to hear opinions on because I'm hearing different things from different people. I am a technical writer who has been working for/"with" the same company f...

Will $54,000 in school loans keep me from getting approved for a mortgage?

I am 23, my boyfriend is 24 and we're looking to buy our first home. My fico is 640, I'm not sure about his at the moment. I'm worried about my $54,000 in school loans, which are private, not federal, s...

I have my own bussiness in new york city but i want to buy a house in pa...

i have my own bussiness in new york city but i want to buy a house in pasadena maryland, can i qualify to have a fha loan

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i have a condo in ca bought free and clear in Nov 2009 for 290K, curr value 300K. Fico 790, Self employed, 45K reserves, looking for 100K cashout paying of 22K in debt rest for future investment, can i ...

Is 620 the bare minimum of what is considered decent credit?

Family loan to go from 10% down to 20% down?

Hi all - I have a question that I haven't been able to answer through the usual google searches, etc. We are looking at buying a house in the Seattle area, and we have cash on hand to pay 10% down...We ...

how much down?

We're looking to purchase a home in northern CA in the $800,000 range. What are lenders requiring for down payments? We can scrape together a 15% down payment now. We have credit scores in the 740 range.

Credit score of 595, can I still get a loan?

Is it possible to qualify for a loan with a credit score of 595? Had trouble in recent past but paid off all collection accounts in 4/10. Still trying to get some bureaus to reflect paid off dates. Have...

Advantage of a early/mid/late month close?

I'm buying a new construction home and am currently renting on a month-to-month lease. It is near complete, and I have the ability to select my closing date. Are there any advantages to an early, mid,...

Credit Score: 765, Debt-to-Income: 35% --> worth lowering by 3%?

With a Credit Score of 765 (came from Experian) and a Debt-to-Income ratio of 35% (came from TransUnion), I'm wondering if it's worth paying off the credit cards ($6,000) before trying to get a home loa...

Credit Score: 765, Debt-to-Income: 35% --> worth lowering by 3%?

Need Help With ARM?

We're finding it difficult to find a single family home in our desired Chicago, IL neighborhood that falls into a comfortable price range, so we're considering financing a condo that we love, but which ...

Mortgage and VA Loan. VA Loan eligible not on current mortgage.

My wife bought a home prior to our marriage and the mortgage is in her name only. I am a vet and able to use a VA loan to secure a home and have enough income on my own to qualify. We currently live in...

Do I qualify for a refinance mortgage?

My assets are valued approx $1m+, current liabilities approx 500k. Primary residence valued approx $180k, mortgage balance $131k. I got laid off in Q4 2009 and have chosen to stay self employed. In ...

Is there any option for a refinance of a primary home loan if I have a 4...

I am a landlord with several rental properties and my DTI is high, 47%. I am trying to refinance my primary residence from a private mortgage and I have at least 20% equity in the home. The loan amoun...