How much does a co-signer affect my mortgage?
If my dad is willing to help co-sign my mortgage, do they use his credit profile, or mine when determining mortgage rates and eligability?
Going through Divorce - Should I still make payments?
my husband and I purchased property together, both names on the mortgage. We are seperated, in the process of a diviorce. We have been seperated over a year, with no willingness on his part to settle, g...
What rates are available to me for a home refinance?
I have some outstanding credit card debt, roughly 2k, evenly spread out on 3 cards, been on time with minimum payments or more. I make roughly 60,000 after taxes a year, my credit is roughly around 735i...
How can I clean up my credit for a home mortgage?
I currently have a credit score of 623, 635, and 651 and I'm trying to clean it up in order to get good rates on a mortgage. I've contacted my credit card company and began making payments to what I cur...
Can I get a USDA loan in an area that might not be considered rural?
For example, I'm in San Diego County, just east of Carlsbad and I was wondering if I can still use the USDA loan program as it is a rural area, but its in a metropolitan county. Thanks.
Credit FICO score 667, looking to buy a new home
Can I qualify for any loan program with a 667 credit score? Found a nice house worth 175k, I make roughly 50k a year, and have a car payment. Currently renting.
More than 3% back on a Freddie Mac home?
We are looking to purchase a Freddie Mac home, but are approved for Rural Development financing. Our lender will not allow more than 6% in concessions for closing costs on an RD loan. I've been reading ...
What do I need to qualify for a 4% home refinance?
I currently have a mortgage for a 235k home, I believe there is 60-70% of the loan to value still there. My credit is decent, roughly around 760 and my wife and I have been working for more than two yea...
Can an outstanding lawsuit affect me getting a mortgage?
I was in a traffic accident and the injured party is filing for medical costs in total of 20k and I'm about 2-3 weeks away from getting a mortgage. Can this hurt my chances at a mortgage or is this comp...
Credit FICO score of 678, $185,000 home with 20% down, can I get a mortg...
I've been employed for close to a decade, credit card debt had my hamstrung about 3 years ago, but I am rebuilding. If I can get that 20% down payment with my annual income of 65k, can I get this home?
Can I get a home mortgage without proof of employment?
I was working for the last three years and have been gearing up to buy a home, but I was just laid off last week. They did give me a severance of three months of half my pay and I do have some possible ...
Looking to refinance a home, 669 FICO score
I currently have a 340k home with an LTV of 75ish%, credit dropped due to bad credit card payments, never been late on the mortgage. Been at the same job, making around 90k along with my wife who works ...
How long is the grace period between jobs that a lender will allow (in t...
I recently lost my job after 2yrs & 2 months of employment. I was let go right before thanksgiving & probably won't be able to find work in the same field until january. Believe me, I'm trying! How long...
Can i qualify
Had a bankruptcy and everything was discharged in January 2009, caused by my wife's failing business.In a month it will be three years since the discharge. My score is about 650. Can I get a conventiona...
Is it possible for me to get a home mortgage without 2 year's of employm...
I'm looking for a mortgage, my father is willing to co-sign until I can refinance on my own. Can I still do this without 2 year's of history? I have just shy of that and can muster a 20% down payment as...
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