Can we apply for a USDA to build rental homes?
We own land through an escrow company on a real estate contract with a relative. We plan to build rental homes on the land for passive income. Can we apply for a USDA worth $150k to finance the build? W...
Are there down payment assistance programs in Georgia?
I am buying my first home and I am getting a USDA loan. I need down payment assistance and was wondering what’s available here in Georgia. Is an FHA loan a better option than USDA? I prefer 0% downpay...
Can I qualify for a loan with just a year of 1099 tax return?
Can I qualify for a mortgage with only a year of a 1099 tax return? The other year we have bank statements to prove our income. My husband has 2 work trucks that are financed in our names with personal ...
Will co-signing on a lease affect mortgage application?
I will co-sign an apartment lease for my mom. I also plan to get a mortgage soon for my family. Will co-signing affect my chances of getting approved? How long after signing a lease should I apply?
Plan to buy a 3rd home
I’m considering home equity loans at the moment. My 2nd house’s mortgage is paid off and I want to buy a 3rd home while doing some remodeling on my first home. I bought my primary home last June and...
Trying to defer a mortgage payment
I’m trying to defer 1 mortgage payment while having 6 years of on-time payments. My lender is giving me a hard time with this. Should I give up or continue with my request? Are there any consequences ...
We got denied on out loan application, should we try again?
My partner and I got denied on our loan application due to DTI I suppose. We applied for a $365k home. My partner made $110k last year. We have a joint account and can put down up to $50k. Credit scores...
How to get two mortgages for a single property?
Is there a way to get two mortgages for a property? What if I transfer the mortgage of the owner at 3% fixed for 30 years I’ll be left with $65k to complete the sale. What are my options?
Fort Davis, AZ - Nov 23rd 2022
This question has not yet been answered.
What is the best rate I can get?
Hi, everyone. I have 830 plus FICO scores, no debts, and $150k in the bank. Want to take out a loan for a $750k single-family home in our neighborhood in Colorado. What is the best rate I can get given ...
Underwriting questions
When a borrower applies for a new loan and does not disclose other properties he owns, what do underwriters do to see if you have other properties in the U.S.? I know that failing to disclose this is a ...
Looking for a lender
Hi, I want to find the best lender for my situation, not sure what direction to take. I am self employed and don't have the necessary documents to apply for a traditional loan. Hard money loans are too ...
Transferred mortgage
Has anyone had their mortgage transferred? I have no idea why this happened. I just got a notice the other day and it says that everything stays the same only thing changed is the servicing company. Do ...
Looking for an 80% cash out refinance
I am looking for a lender who can provide an 80% cash out refinance. My son is going to college and I need the funds to support him. I've owned the property since 2008 and I was hoping to get the best d...
Should I wait 2 years before investing?
I just turned 18 and I am trying to get a head start with real estate investing. I work as a real estate agent and I have enough saved up for investing. I am not familiar with borrowing as an LLC. If I ...
Allentown, NY - Nov 18th 2022
This question has not yet been answered.
Can anyone recommend an FHA lender?
I've been working with a local lender for a month now and they don't seem to know how multifamily transactions work. I live in Detroit and was wondering if anyone could recommend an FHA lender who has e...
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