Qualifying for mortgage after maternity leave

Our situation: husband employed for over a year at Fortune 500, stable work history over 3 years but we cannot get a mortgage (need about $500k) on his job alone. I had stable work history for over 4 y...

Get me qualified to buy 4 plex

I was thinking of buying a 4-plex living in one unit and renting the others.my personal income alone isn't going to be high enough to qualify for the entire mortgage without considering the rental incom...

Mortgage with short employment history

I'm a first time home buyer with excellent credit, 20%+ down and good income but I've only been employed for a few months and I've had little/no income for the last ~two years due to being a full time s...

Can I do an FHA Streamline on an existing FHA Streamline Mortgage?

Has anything changed recently with FHA Streamline requirements where I can use the Streamline process again on my existing FHA loan? My existing mortgage was refinanced over 2.5 years ago through the F...

Is there a reduction in the waiting period for purchase loans after fore...

We lost an investment home to foreclosure due to a legal mess with the people who sold it to us. That was just over a year ago. Our credit score is still in the high 600s, because it was excellent (mi...

REVERSE MORTGAGE

I owe $525,000 on my mortgage, however our house is appraised at $700,000 or more. Would I qualify for a $60,000 reversed mortgage?

What is a non-conforming jumbo loan?

I've read a few articles looking for the answer to what a non-conforming jumbo loan, but find the information really confusing. How does the refinancing of a large loan differ from a a "regular" loan?

Refinancing a USDA Mortgage

My husband and I are considering refinancing our mortgage to take advantage of the low rates. We currently have a USDA Mortgage. When we originally took the loan we barely fell within the income require...

How hard will it be ,with a forclorsure two years ago to get a loan ,if ...

Can I re-fi a home loan that is in someone elses name if my name is on t...

I am on the deed to my parents home. I want to refinance in my name. Currently it is in my mothers name. How would it work? I can afford the payments and want to take over this burden for them. Any sugg...

Who does mortgages for less than 50k?

I am looking to buy a few investments properties in the phoenix area. The houses I am looking at are 40-50k but i cant seem to find a lender to lend less than 50k meaning the offer price would need to ...

How do I qualify for a no-cost refinance?

I know that there can be hidden fees, back-end cost and more associated with refinancing. How does one qualify for a refinance that is truly no-cost. I have been in my house for almost 5 years. My inter...

judgement on credit report

i am wondering if a judgement has to be paid in full BEFORE closing or if it can be paid at the time of closing... from my understanding most lenders go by your middle fico credit score... my lowest sc...

I own my home free and clear. What loan is best for me?

I want to get a 10-15 yr $50,000 fixed rate loan to do home improvements. The current market value of my single family primary residence is $103,000. I was considering a home equity loan, but when I c...

Where to spend the cash-out?

I am considering a refinance on both of my loans; I own a condo and a single family residence. There is enough money available on both properties to cash out. The question is, where do I spend that money?