Porting a mortgage over

hi my boyfriend and I are looking at buying a house. only problem is that he owns a house already its listed for 249000 and it he owes 233000 but it is a free down mortgage so between penilties and real...

Is credit score of 719 as good as 720?

I know 720 credit is gold and gets you best rates. Is 719 the same? or does it have to be 720 and above?

How can I get the seller to pay for some of the costs?

Is there any technique I can use to get my seller to help with the closing costs? PLease help me, any penny counts and I know there are ways in doing that.

Why are vaiable rates lower than fixed rates in general?

Should we go for variable if we are eventually selling this house and moving? Why would I pay the extra percentage in rates?

VA qualify if I enlist?

If I enlist in the army can we take advantage of a va loan or I have to have served already? What is the qualification?

what is interest rate on va loan

No Cost Refinance.

When comparing "no cost" deals what exactly should i look for? Are there fine prints I should know about? Would comparing actual rates suffice? Any help is appreciated.

is 620 fico the lowest possible for a good rate?

If so, how much do the rates increase for lower credit scores. For example what if my score is below 600?

Can I refinance after Bankruptcy?

I filed bankruptcy bank in Feb 2010 and "supposedly" re-affirned" my home. However, papers weren't signed, so all the payments I have made since them have not been "helping" my credit score. I make $...

Would we qualify for a new construction loan?

My husband and I have a combined annual income of $148,000. My credit score is 657 and his is 678. We are interested in building a house on our land that will cost about $225,000. We have $20,000 to ...

Unemployed,current on mortgage. we want to re-fi.

my husband and i are now both unemployed. we are current on our 15 year - $2,500 a month mortgage. we want to re-fi. our current lender and 3 other banks would not help us last year when one of us had a...

Construction loan and existing mortgage.

We want to build a new home on our property. The existing home on our property is our primary residence and we have a mortgage on this house. This current home doesn't have a basement and it cannot be l...

When to apply for a VA loan

My husband is active duty USMC and maybe medical retired at some point this year. We are waiting on the med board decision. He would be out of the service as of August 2012 if he is not discharged medic...

How fast can we expect to close?

If we have already found the property and have all of our docs in place, can we expect to close a purchase loan in less than a month? Can we be in our new home by March 1. I have heard that lenders ar...

Looking for a lender

Corporation has owner occupied Commercial Bldg in southeast Houston 77011 . No mortgage on bldg at present Looking for a mortgage of approx 100k to be used for upgrading equipment and purchasing inv...