building a new home
My husband and I are wanting to start building our home this april and were wondering if we should be worried about credit requirements. We have not been preapproved yet but our credit scores are just b...
clarification- 203k Streamline
Im hoping someone can clarify 203k Streamline loan for me.My lender says it ONLY covers repairs up to $35k & NO cosmetic / updating- not even new carpet.I read everywhere that the 203k Streamline covers...
Im i still up for the benefits of first home buyer?
My mother is paying the mortgage of a home she just bought, and she just add me as a join owner, in case she past, the house will be on my name and i will take over the property. Now she is making my hu...
Banging Head On Computer now-have to keep my sense of humor!
Thanks Bert. The EO just told me today that they needed 1 more doc and that would be all the underwriter needed to make a decision (a utility bill with both our names on it which was already in their s...
Banging Head Again-Continued from above-ran out of room
(continued from previous post)we were paying the "Special Forbearance" payments timely. The remaining 3-4 months we have been banging our heads against WF's walls! Know any government officials that w...
BANGING HEAD AGAIN
THANKS EVERYONE! You won't believe what has happened! I always check the WF modification status portal which for the past week has shown we are in the review process and all docs completed. But, when ...
Investment property vs. 2nd home purchase
If I want to buy a condo for my daughter to live in. What constitutes it an investment property or a second home. Is there a criteria for each ?Is there a difference in rate ? Tax difference? If I charg...
We currently have an active Chptr 13 bankruptcy that will close Dec 2012.
We currently have $150000 in equity. Do you have an alternatives for a equity loan?
Can my wife and I purchase a home with a 550 credit score and 640 high s...
Can my wife and I purchase a home with a 550 credit score and 640 high score? I'm interested in purchasing a home but I'd like to take advantage of the $0 down programs, or maybe obtain a FHA loan with ...
I sold my home as a short sale and wonder when I can buy again?
I sold my home as a short sale and wonder when I can buy again?
Wells Fargo Foreclosure eminent after 10 months of them beating us up! N...
Thanks for your answer to my Wells Fargo underwriter question. I have been dealing with them for 10 months and never have the specialist completed pkg in timeframe for review! My point of contact now ...
Wells Fargo Foreclosure eminent after 10 months of them beating us up! N...
Thanks for your answer to my Wells Fargo underwriter question. I have been dealing with them for 10 months and never have the specialist completed pkg in timeframe for review! My point of contact now ...
Please Help. What credit score should I have to purchase a manufactured ...
Please Help. What credit score should I have to purchase a manufactured home.?
Pre-qualified first time home buyer question
Hi, and thank you in advance to anyone who gives us advice.My husband and I are first time home-buyers. We make a little over $90,000 a year combined. Jobs are safe and we are quite young (mid-20's) wit...
Employment History and Income Qualification
My wife and I would like to purchase a home and plan to put 20% down. She recently went back to work after a 2 year employment gap for maternity / being a stay at home mom. She recently returned to the ...
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