Can I back out on my closed home deal?

I closed on a home last November 2022. During inspection I got a recommendation to get the foundation checked and the seller provided it at his cost. The inspection report showed no concerns regarding t...

If my equity $280,000 how much line of credit?

Question on refinance

I own a home and got re-married in 2021. Title is in my name. If I were to refinance now and keep it in my name only, would my current wife have to sign something agreeing to it? I'm not familiar with t...

Trying to figure out occupancy to avoid high interest

Son and grandson are purchasing a house for a sick parent in Florida since winter is not good for grandfather here in Chicago. Son already owns a primary home and has paid it off. Only grandpa will liv...

I've fallen behind on my mortgage

Has anyone fallen behind on mortgage payments? It's been 9 months and I've paid only once. Income took a hit due to medical expenses then I lost my job 3 months ago. What options do I have? I have a new...

Will late payment affect our loan application?

Hi, I am freaking out at the moment because I saw a late payment on my credit report. It was a water bill payment and looks like my husband paid a month late. We are applying for a mortgage next month ...

Trying to save for renovations

This is my second time to get a loan but I don't qualify for an FHA. What loan product can give a 3 to 4% down payment? I also want to lower closing costs and would love to hear from anyone on how I can...

Any recommendations for a good online mortgage company?

Hi, moving to South Carolina from North Dakota by mid January. Can anyone recommend a good online mortgage company? I don't have the best credit ad I want to get pre-approval before I go house hunting. ...

Will there be an issue with my conventional loan application?

I have a single family home under contract. It's in zone RM 16 in Tampa. The house has two electric meters one for the main home and one for the back of the home. Will this be a problem for my conventio...

What loan is best for me?

I'm looking to buy a home in 2024 and I know there are plenty of factors to consider. My credit score is in the low 700s DTI is 10% I can put down $20,000 I can pay at least $1,500 per month What type...

My wife wants to assume the loan for me

I am going through a divorce and my wife wants to assume the loan from me. My divorce lawyer doesn't know much about mortgages and says that the loan is not assumeable. Will she be able to assume the lo...

My name is Carlos Eliseo and I would like Lender 411 to update my profile

As of April 2022 I work with TD Bank. My profile on Lender411 reflects that I work for Fidelity Funding Mortgage Corp. my contact info is : cell 561-252-1552 email: carlos.eliseo@td.com or Caeliseo@bell...

Can I refinance my mortgage from my home country?

Hi, I am not a green card holder nor a US citizen. I am moving back to my home country and plan to retire there. I have 2 houses in Texas and I want to know if I can refinance my loan from my home count...

How can we get approval?

We need to refinance out of a credit line type hard money loan that doesn't have any seasoning. We have been rejected numerous times due to high DTI because of unforeseen expenses that we put on our cre...

Will lender consider my plan as DTI?

I purchased a single family home in 2021 and is my primary home. I plan to have it rented and buy another primary home. If ever I close a deal with a tenant will my underwriter consider the rental incom...