Is a 4.5% rate good for my situation?

Hey Everyone, My wife and I are about to purchase are first home. I have been approved for the loan, but want to make sure we are taking the best path, so I would love to hear any thoughts...I will be p...

Does my husband need my signature to refinance?

My husband claimed Chapter 7 bankruptcy recently and we owe 26,000 on our house, however I was unaware that the mortgage wasn't being paid because I was giving him my money along with his to pay it, and...

Is there a stated income loan to fit my need?

My bankruptcy was discharged 2 years ago..my credit score average is 680 betweem three ficos. I currently need a conventional loan to pay off a construction loan that I have already qualified for. I nee...

90% LTV mortgage?

My husband and I are interested in purchasing a second home. We live in new York and the property is in CT. Are 90% loan to value mortgages still available? We have excellent credit.

home improvemt loan with little or no equity question

i have been in my home for over 1 year now. i got a rural loan and bought a 250k house with no money down, and spent 30k remodeling the kitchen, trim, floors, appliances etc etc. i want to do an additio...

What is a 5 year fixed rate mortgage going for in the US?

I am from Canada and am thinking about buying in the us. I just signed up for a 5 year fixed rate mortgage here in Canada for 2.99%.

Eligibility cout off date

Is there any chance they will extend the date the the mortgage had to have been sold to Fannie Mae or Freddie Mac past May 31, 2009? I missed the cut off by 24 days!

does anyone make loans for purchasing mobile homes?

HARP 2.0 Refi for 2 underwater investment properties and 1 primary in Ge...

Hello, I own 2 investment properties and 1 primary residence in Atlanta, GA. Back in August 2007, I lost another property which resulted in a foreclosure and charge off on my credit report. I have spoke...

Does it sound like we would qualify for a refinance?

Hey all. I have a question about whether we should refinance our mortgage or not.Loan info:Original loan amount was for around 76,500k for 30 years. Loan was got December 2008. Remaining balance is arou...

Is this right right time for me to refinance?

So I have a 3br 1 bath brick house on slab. Around 1100-1200 sq ft. and 1 acre (i have since bought 3.5 acres that adjoins me). I bought the house in 2002 for around $54,000. I have paid 10 years on a 3...

what closing costs are required by law in Delaware?

for example, if I refinance with my current lender, do I need to pay for a title search? for lawyers fees?

How long after a bankruptcy can I buy a house

How long after a bankruptcy can I buy a house? FYI it's been 4 years since I filed

Need advice - Our house is underwater and we need to refinance

Hello all,My name is David and this is my first post here. I have been trying to research ways to refinance underwater mortgages and my head is spinning. Years ago my wife and I purchased our home for $...

203k - can I supplement with my own cash?

We are looking at a 203k streamline loan and I have some questions around what we are "allowed" to do with our own cash during the process. For example, I know that the streamline loan won't pay for an...