Should I do FHA or conventional when I have more than 3.5% downpayment?
I want to buy a home for $144,900. I have up to $13,000 available for a downpayment. I was told that if I have more than 3.5% to put down, or more specifically, 5%, then I should not do an FHA loan and ...
home equity loan
HiI d like to know if you can help me with this or not before i apply. Please be honest. I just dont want to go through same cycle again and again. . Smile. I need either $12,000 or $20,000 loan for...
High DTI with HARP 2.0
I have been waiting for several years for HARP 2.0 to come out because I am very, very underwater. Now, that it's here, it seems I can't get a refi! I pay my mortgage like clockwork, I work full time, b...
Can I qualify for HARP with a federal tax lien
My house is underwater. To make things worse, I have a very high interest rate. My home was last refinanced in 2002. Fannie owns my mortage. I have a federal tax lien, can I still qualify for HARP? I ha...
Can I refinance in Chapter 13 Bankruptcy with a 670 credit score
Payments to trustee are current. Home value is around $182,500 per Zillow and I owe around $150,000. Not sure about exact balance still owed on bankruptcy, but estimating around $20,000.
I have a 690 credit score 1 yr on job.. want to buy a 100k house in Ca. ...
I have a 690 credit score and will probably climb a bit more as I paid off my last two credit cards. My issue is I only have 1 year of verifiable income. I have been a student for 4 years and was self e...
I might sell and buy another home. But I owe $30,000 more than my curren...
I might sell my home and buy another home. But, I owe $30,000 more than my current home is worth. What is the best thing I should do .?
Is It Possible To Buy A House With A Low Down Payment
My girlfriend and I are looking to purchase a home in the Dublin/Pleasanton area in the San Francisco Bay Area. She has a decent down payment but I don't have much. She has a stable 9-5 job and I own my...
Does HARP 2 offer better rates also or just allows high LTV loans
I was just wondering if thru the new HARP 2 program, we can get lower refi rates as well. Any feedback is appreciated.
Is there a new refinance program to help homeowners with private, non-go...
My 2006 loan is not through Fannie Mae or Freddie Mac. The 1st mortgage is a fixed 8.75% interest only loan and the 2nd mortgage is fixed at 11.50%. The total balance of both loans is $189K and the ho...
Is it at all possible to get a mortgage with a credit score of 550 or less
Is it at all possible to get a mortgage with a credit score of 550 or less?
Finding a mortgage company
What if you have a good down payment and you filed a bankruptcy almost a year ago can you find a lender to give you a mortgage loan?
What kind of credit score do I need to qualify for jumbo financing in th...
What kind of credit score do I need to qualify for jumbo financing in the US?
Can I switch from an FHA loan to a conventional loan
I am in the process of purchasing a house and have an FHA loan. The restrictions are so much (which I was not informed of beforehand) that we are basically having to remodel the entire house so the ins...
no doc loans
i have a 720 credit score i want to buy a home 120000 put 30 percent down how does it work
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