Fresh grad applying for a loan

I just graduated from college and I plan to buy my first home. I came across a qualification for a loan approval which states that you need two years worth of tax returns. I do have a job but only for t...

Any idea on interest rates?

I am trying to figure out if it’s possible to use HELOC on one of my investment properties. What are the qualification requirements? What interest rates can I expect?

What are USDA home loan qualifications?

My family has grown bigger in the past few years and we need to look for a larger home. The good news is we fall smack into the income eligibility range for our family size. I am looking at a modular ho...

Applying for another FHA loan

My credit score is around 710 and I want to make another home purchase using an FHA loan. How long do I need to wait after an FHA short sale to apply?

Potential septic tank issue prior to closing?

Our property is 35 years old with an old cement septic tank buried 3 feet under which has no modern clean out system. We have an idea exactly where it is but we haven’t encountered any problems in the...

Down payment assistance in Louisiana?

We were interviewed by a real estate builder regarding a housing program that they recently launched for first time home buyers. My wife and I had no idea that we would have to pay $50k for a down payme...

Loan application after changing jobs

I have worked in sales for the past decade with no gaps in income but no employment. I am more stable than someone who bounces from job to job every 6 months yet I can’t get a loan since I changed job...

Is a HELOC loan application still worth it?

My wife and I are considering applying for a HELOC but are wary if it is worth the time since the pandemic hit. I am with good standing with my credit with decent scores in the 700s. I have been working...

EXPLANATION OF NO MORTGAGE OWED ON PROPERTY. CASH PURCHASE

Cash out refinance for a lower rate

I was hoping to do a cash out refinance for a lower interest rate and consolidate a higher interest rate personal loan. Do lenders look at your current DTI or your future DTI with the refinance?

Need help with HELOC loan

I need advice on a HELOC loan. I have a BK discharged 3 years ago going on 4 years this June. My scores are 700s depending on the model used and I have had no credit issues since my BK. I have a student...

Buying a property with little to no down?

I am excited to purchase my first condo and I want to know if I can accomplish this with little to no money down? Can I leverage my credit to obtain a property? This will be my primary residence but I p...

I really need a conventional loan but only have 606 credit score. Is thi...

credit score 619 spouse 600

Want to refinance have about $125,000 equity is that workable

Can we exclude a repossession as a liability