Looking to refinance a home, 669 FICO score
I currently have a 340k home with an LTV of 75ish%, credit dropped due to bad credit card payments, never been late on the mortgage. Been at the same job, making around 90k along with my wife who works ...
How long is the grace period between jobs that a lender will allow (in t...
I recently lost my job after 2yrs & 2 months of employment. I was let go right before thanksgiving & probably won't be able to find work in the same field until january. Believe me, I'm trying! How long...
Can i qualify
Had a bankruptcy and everything was discharged in January 2009, caused by my wife's failing business.In a month it will be three years since the discharge. My score is about 650. Can I get a conventiona...
Is it possible for me to get a home mortgage without 2 year's of employm...
I'm looking for a mortgage, my father is willing to co-sign until I can refinance on my own. Can I still do this without 2 year's of history? I have just shy of that and can muster a 20% down payment as...
Home refinance rates for a $300,000 home
I currently have a LTV of 75%, rate at 5% and credit ranging around 745ish. If my debt to income ratio is roughly 30-35% with an income of 90k, could I get a lower rate or am I at a rate thats as good a...
Is short sale the only way for me to move into another home quickly?
I found a home I want to move into, but I'm currently in one with 20 years still left on the mortgage, we're at about 50% LTV but I think we'll only have around 3-4 months tops to get this new home. The...
Where can I get a VA loan for the Fort Worth area?
I've tried Google searches, but I don't see anyone that isn't some huge national corporation, really looking for a broker that works with many lenders. Just got my HD from the army, looking to buy a hom...
Can I get a better rate if I refinance my home now?
My stats are as follows: FICO scores of 724, 758, and 763; Current loan LTV of 67-68%, home value of 345k, currently at a 5.25% rate; DTI of roughly 35-40%. What can I expect rate wise for a home refina...
Middle FICO credit 759, looking get a home mortgage in Seattle
My credit is not too great, middle score of 759, my wife and I make an annual income of roughly $120,000. We have one car on lease, a car fully owned, besides that just electrical, phone, tv, internet, ...
How long after a foreclosure can I apply for a new home mortgage?
I'm currently about 2 years out of a foreclosure, my credit is on the way to recovery but I feel like an optimal situation for credit would be about 1-2 years down the road, currently at 605 FICO score....
Can owning a boat or a business be considered collateral in the absence ...
My credit is not that great, like 635, but I do own a business with a gross income of 600k a year and I do own a boat that isn't nearly worth what I paid for, roughly 50k but maybe only worth 20k if res...
Can recent unemployment affect me getting a mortgage?
I have been employed 14 of the last 15 years, however, at the end of 2010 I was unemployed until March of '11. My credit has remained consistent and I was receiving severance pay during this time. Will ...
Home Purchase in Colorado Springs, what are some possible rates?
I have a home in mind, worth roughly 410k, with a 82k down payment (20%). My wife and I make roughly 160k a year, we have two car payments (500 and 750 respectively) and a lease on our condo, roughly 3,...
Should I lock in my rate for a mortgage before the end of the year?
I've heard that mortgage rates are cheaper at the end of the year, is this true? Because I currently am refinancing and I just want to make sure that my rate (which was quoted at 4.5% for a 80% LTV towa...
Middle FICO score of 702, wondering what rates I can refinance my home to
I currently have a 6.625% rate on a 325k home, with about 65% of the LTV left on the balance. With my credit, and a DTI of around 30% (make a combined household income of around 110k), what kind of rate...
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