My home was foreclosed last year and I now live in an apartment. I own ...

What are some available first time home buyer programs in Arizona?

I live in Phoenix and I am looking to buy my first home, I've got a decent income of 60k, savings of around 30k and my credit is not too shabby, like 760ish. Are there any special programs for me when i...

Can I get an FHA home loan if I already had a mortgage?

Are FHA home loans only for people that are first time home buyers? I like the rates and the lower down payment, but I already owned a home back in 1999, so if there is a time limit or not, would I be a...

FICO credit score of 729, can I get a good rate on a new mortgage?

This is my first home to buy, so I've looked at FHA and Conventional loan programs, however I do not know if ponying up 20% would be worth saving on the PMI in the long run. I've found a home worth 195k...

How much does a co-signer affect my mortgage?

If my dad is willing to help co-sign my mortgage, do they use his credit profile, or mine when determining mortgage rates and eligability?

Going through Divorce - Should I still make payments?

my husband and I purchased property together, both names on the mortgage. We are seperated, in the process of a diviorce. We have been seperated over a year, with no willingness on his part to settle, g...

What rates are available to me for a home refinance?

I have some outstanding credit card debt, roughly 2k, evenly spread out on 3 cards, been on time with minimum payments or more. I make roughly 60,000 after taxes a year, my credit is roughly around 735i...

How can I clean up my credit for a home mortgage?

I currently have a credit score of 623, 635, and 651 and I'm trying to clean it up in order to get good rates on a mortgage. I've contacted my credit card company and began making payments to what I cur...

Can I get a USDA loan in an area that might not be considered rural?

For example, I'm in San Diego County, just east of Carlsbad and I was wondering if I can still use the USDA loan program as it is a rural area, but its in a metropolitan county. Thanks.

Credit FICO score 667, looking to buy a new home

Can I qualify for any loan program with a 667 credit score? Found a nice house worth 175k, I make roughly 50k a year, and have a car payment. Currently renting.

More than 3% back on a Freddie Mac home?

We are looking to purchase a Freddie Mac home, but are approved for Rural Development financing. Our lender will not allow more than 6% in concessions for closing costs on an RD loan. I've been reading ...

What do I need to qualify for a 4% home refinance?

I currently have a mortgage for a 235k home, I believe there is 60-70% of the loan to value still there. My credit is decent, roughly around 760 and my wife and I have been working for more than two yea...

Can an outstanding lawsuit affect me getting a mortgage?

I was in a traffic accident and the injured party is filing for medical costs in total of 20k and I'm about 2-3 weeks away from getting a mortgage. Can this hurt my chances at a mortgage or is this comp...

Credit FICO score of 678, $185,000 home with 20% down, can I get a mortg...

I've been employed for close to a decade, credit card debt had my hamstrung about 3 years ago, but I am rebuilding. If I can get that 20% down payment with my annual income of 65k, can I get this home?

Can I get a home mortgage without proof of employment?

I was working for the last three years and have been gearing up to buy a home, but I was just laid off last week. They did give me a severance of three months of half my pay and I do have some possible ...