Need a Loan for home repairs with credit score in the 600's
My home is currently paid off and I need to do some home repairs. My current bank would not give me a loan due to credit score. Is it possible to get a home equity loan with this credit score?
How soon after purchasing my home with a balloon mortgage, can i sell it...
How soon after purchasing my home with a balloon mortgage, can i sell it or refinance?
Can I refinance my mortgage with 625 credit?
I know that 625 credit score is not the greatest, I am stuck where I can't really make any moves to help repair it because my mortgage payment is too high and I need a little extra space for my monthly ...
I want to refinance my US investment property as a US citizen living abr...
HiMy wife and I want to refinance our 2-unit multifamily property located in Malden, MA. Our goal is to lower our current P+I by 600 USD/month (+/- 20 USD) from the current P+I of 1,993 USD/month [5.5% ...
USDA Guaranteed loan program
Can the house be too nice to qualify?I was just researching USDA qualificaitons and came across info saying the house can't be too nice. What does this mean? If the house is within the approved mortgage...
How do I get a 2nd mortgage loan for a vacation home
I want to buy a 2nd home for vacations for my family in Colorado. We visit several times a year and I feel that it would be less expensive to just purchase a 2nd home there. I have good credit at 695 an...
Loan Pre-approval Question
I am currently pre-approved for 500k conventional loan with a bank. If I use this pre-approval for making offers, do I need to use the same lender when it comes to actual loan or I can shop arround? Can...
Re-fi rental home w LTV less than 70%
I have a tenant occupied rental home in Las Vegas with a Freddie Mac loan, no PMI. Great community, and LTV is under 70%. Current lender will not re-fi. I want to take advantage of lower fixed intrest r...
Self employed home loan and not the best credit
I am in San Jose. I have been living in my home for 9 years. The current Wells Fargo loan is in my boyfriend's name. he passed away suddenly in December. I want to buy the home. I am self employed and m...
Harp 2.0 Lender needed for Level 3/4 Condo.
Long story short. Working with Major bank in SE Florida. Caem out to close and in the 11th hour they can't do my loan. I fit all teh reqwuirements.Excellent creditSelf-employed (22 years)Investment Co...
Refinance a non Freddie or Fannie loan that is at 107% LTV in Florida
As stated above my primary residence is underwater. I have excellent credit, income, and have never missed a payment on my mortgage. I would love to refinance to not only a lower rate, but also a sho...
Puerto Rico Income taxes issue
Find a lender allow a buyers from Puerto Rico Income taxes buy a house in florida
Hello, Fannie Mae has me at a EA 3?
Fannie Mae has me at a EA3 I have tried twice to refi w/ 2.0 and both (credit union and a broker ) said they could not help. My credit scores are well above 750 and have made all pmts on time. What gives?
How do I find out the equity in my home?
I need some repairs done to my deck and I want to get the equity to do so. How can I find out how much is there?
Does having a payment arrangement for tax liabilities negatively effect ...
We have outstanding tax liabilities from 2005, 2006 and 2007. We have a payment arrangement with the IRS which has been in place for a couple of years now. There are no liens in place. How will this eff...
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