VA mortgage after BK and foreclosure

BK was discharged in Jan 11, surrendered house in the CH 7. BOA has not YET foreclosed on house. Will our ability to get a mortgage be based on date of BK discharge OR date of foreclosure?

I have a FICO credit of 689, can I qualify for an FHA home loan?

I found a house that's worth roughly 175,000, rather small house but nice, and my income is okay at around $45,000 a year plus bonuses. Now for a down payment I really only have around 20k, if that, to ...

Odds of getting a mortgage?

My husband and I are looking to buy a house (offer is 61000, we can put 6000 down). Our credit scores are 640 for me, and 620 for him. We live in Upstate NY. What are the odds of getting a mortgage? We ...

Reviews

Hello,What are some good places to give reviews of all the people who've helped me in the purchase of my new home?Thank you!

HARP

hello,i'm interested in learning about harp loans..i am set up with fha currently. can i get out of fha and mpi?

Can I take advantage of the HARP refinance yet?

Are lenders doing the new HARP program yet? If so, can you please leave your contact information out?

I have a middle FICO score of 714, can I refinance into a better rate th...

I'm making roughly 55k a year right now, my home is wroth 210k with 175k on the loan. Is it possible for me to get a lower rate than 4% with my credit even though its not great?

I am interested in a home equity loan. How do I find the best rate?

If I was foreclosed on back in 2010, can I buy a home now?

I was foreclosed on in Feb of 2010 and I have built my credit back to the point to where I am interested in buying a new home. Are there any limitations when I have a foreclosure in my history? If so, w...

Can I refi into another VA home loan?

I currently have a VA loan at 4.75%, is it possible for me to refinance into another VA home loan at a cheaper rate, or do I need another loan type? My husband is dead, but was a veteran and served for ...

who can qualify for harp 2?

I am wondering if I can qualify with a 125% ltv. Can someone confirm ? I am in las vegas area.

Middle FICO Score of 675, can I qualify for a home mortgage?

My credit is not that great, found a home worth 175,000, I have 25k for a down payment. I make roughly $55,000 a year with about $1,500 in monthly expenses excluding rent. This is my first home mortgage...

First time home buyer advice, credit issue.

My wife has good credit, however as a stay at home mom has no source of income. I have no credit, score of 0, and a paid collection from an old school loan. However I am employed full time andhave been ...

Question on 2nd Mortgage

My house is worth approx between $210,000 - $215,000. My first mortgage i owe $146,000 at a 5.8% payments are $995 per month, my second I owe $76,000 at 13%, payments are $905 per month. I'm underwate...

Can I refinance a home at 100% LTV if its not Freddie or Fannie?

I have a home worth roughly 195k with 193-194k on the loan. I have decent credit (720) and haven't been late on any payments. Would it be possible to refinance this down as I am currently paying 6% on t...