Bank statements loans

How much do I qualify for?

Hi, I look forward to moving to Florida from NY. I spent 2 years with my current employer but will look for a new job when I move. What will determine how much I will qualify for? Will lenders base it o...

I am applying for an FHA loan but I have problems with my address

I am currently doing an FHA refinance on my home. The problem is my license has a different address on it because I moved for a while but came back. I tried to get my address changed but they asked for ...

Having problems with our lender

Why do I feel like our lender is not giving us the best shot to buy a home? We found a home, put in an offer, the owner accepted the next day and we sent our lender everything. We are applying for an FH...

Can you do a cash out refinance with a 580 score?

What is the best loan option for me?

I live in sunny California and this is my first time buying a home. Is it essential to get a pre approval before I go on looking for a home? How much down payment should I save up for? What are the diff...

Loan amount limits for FHA loan?

My family and I have fallen in love with a simple home in our neighborhood that is up for sale. Is an FHA loan just for low income buyers? I would love to qualify and would like to know the loan amount ...

Applying for an FHA loan

I want to apply for an FHA loan given the following scenario: 2019 - I have normal W2 and schedule C self employed income 2020 - partial W2 income no schedule C income, collecting unemployment 2021 - ...

Can I get approved for a 2nd loan?

I bought a home in August of 2020 with an FHA loan under my name but the title is both me and my daughter. She’s the one living and paying for the property currently. I plan to get a conventional loan...

Do you need a 3.5% down for any type of loan?

With so many loan options out there for first time home buyers like me, it can be quite confusing. Is it true that you need a 3.5% down payment for any type of home loan? I live in the Miami area and I ...

Any tips on how to choose the best lender?

I have been busy applying for pre-approval with various online lenders and usually get the reply that they need more information or that they can’t proceed with the request. I would like to find an ac...

can lender change interest rate or ask for more down payment right befor...

I think I was misguided by my loan officer. I'm in a mess and don't know...

I started a temporary job out of state and rather than rent a property there, decided to buy. I needed additional $ for the down payment and suggested leveraging the equity in my home by doing a cash o...

Will this affect my USDA application?

We are looking to get a USDA loan. My husband has had his current job since Sept 2019 and I’ve read that there’s no minimum required but the last 2 years of his employment will be considered. The jo...

FHA home qualifications?

After waiting so long I finally got a pre approval for an FHA loan depending on what state I choose. I saw a property but I don’t know if it would qualify. It doesn’t have a sink and stove in the ki...