How long will it take for my credit to recover from a short sale?

I had to short sell a house that I had an FHA loan for, how long should I expect that to be hurting my credit? Will I ever be able to get an FHA loan again? or is there something I can do to help my cre...

Risks of LPMI and should I wait for Harp3?

We were not able to re-finance due to lack of comps in the area. My lender is saying that he can still get us rates that will save us 1.0 point, with lender lender paid mortgage insurance (LPMI) if the ...

Should I fix the square footage of my house with county assessor?

INFORMATION: House built in 2001. I bought it in 2008--at the time, our house had equity & we had a good deal. Bank of America did the appraisal, but we never received the information on the appraisal...

When can i rent out my FHA home?

How long after closing do you have to wait to rent out fha home?

What does it mean to "streamline" a mortgage?

What does it mean to "streamline" a mortgage? Are there any risks?

When my mortage was transfer to another lender, the new lender is chargi...

Moving after refinance

I refinanced my home in March, and I've been told that following a refinance, homeowners must stay in the home for a year. My problem is that my wife and I now have found a bigger home in a significantl...

Cash out refinancing?

What is cash out refinancing/should I be taking advantage of it while rates are low? Is this option available with all lenders?

If my house is being foreclosed, is it too late to sell it?

House is foreclosing, trying to save my credit and pay off my mortgage. If I'm already this far along, can I stop the foreclosure process and come out ahead in this or am I wasting my time? I'll delay t...

HARP2.0 - open access, recourse loan

I started the process of a HARP2.0 refi with my local credit union and after they started it found the Freddie Mac guidelines weren't something they wanted to do business with and recommended I go to my...

In Redemption ,,this was not the plan all I wanted to do was to reinstat...

Type the details of your question Type your mortgage or real estate question hereI HIRED A LAWYER TO RE-INSTATE MY MORTGAGE BEFORE MY HOME WAS TO GO TO SHERIFF SALE. I TRIED TO CALL HIS OFFICE AND EMAI...

Would I qualify, and if so, what would my monthly mortgage payment be?

I want to purchase a home located at 3003 Drummond in Vicksburg, MS for $114,000. (Property taxes last year were $1633.05.) I do not have 20% for (conventional) downpayment and have qualified for an F...

Can the lender pull the loan after it was closed?

I applied, approved and closed a Harp 2.0 Refi. This refi was done by the same company that did a refi on it 3 years ago. I have been in the house for 10 years. On the day it was to be funded, I reached...

Could there possibly be any advantages in waiting for HARP 3 if I alread...

I know its still in the works but is there any reason to wait for the next version?

how much will a short sale affect my credit?

i'm pretty sure my credit is going to suffer but if I could get an idea of how bad, it might be good to prepare for it. also, is there some way to mitigate that damage?