pre-approval

do you have to wait until after your 3 years is up with a foreclosure to get approved or can you get pre-approved say 30 days in advance knowing you cant do anything until after the 3 year date. Does i...

Will a bank accept a condo as collateral for a cash loan ?

HARP 2.0 and I have 2 loans

We bought our house with a 80/10/10 loan which was eventually sold to Bank of America. We would like to refinance under HARP 2.0. Do we have to stick with BOA on the big loan since they also have our 2n...

Refinance on FHA Loan

I took my loan out right before they raised the monthly PMI fees. My home value is 470k and my balance is 447k on a 30 year 5% fixed loan. I am only paying 220 a month for PMI, when I try the differen...

HELOC with no equity

We are needing a HELOC, but we have no equity built up. Is it possible? We both have very good credit, but have some bills we need to get paid off before they affect our credit.

Harp 2.0 Refinance with High LTV - Atlanta

I have a Fannie Mae loan and am trying to find a bank to refinance with under Harp 2.0. It's an investment condo with a high LTV >125%. I am having trouble finding a lender in the Atlanta area that wi...

usda loans

Does it matter how long after the selling of a house it can be sold to a relative using a usda or fha Loan?

My score is about 550, is it possible to get a mortgage?

I live in south carolina and want to build a home. I own my land and have a contractor who will build a home for me. Are there any lenders who may be able to help me?

do I need a doctors note for fha loan if on disability?

Im on ssi disability and in the prosess of owning my own home. Broker said I might need a letter from my doctor but my doctor said he cant predict my condition. I have letters from my last evoluation wi...

I had a home built almost 7 years ago. I got married almost 6 years ago.

My husband is not on the current mortgage. Can he qualify for a first time home owner program and ccan we use our current home as a rental property?

If my wife is a stay at home mom and doesnt bring in income does she hav...

Are there any HARP 2.0 lenders who will work with someone in Chapter 13 ...

I am eligible under the HARP guidlines and I even contacted the HARP program directly and they said the bankruptcy does not disqualify me, but I've been told no 10 times. I have everything else in my f...

do you have rates for 10 yr fixed with no closing cost?

refinance

My question is; I have 5 properties with gmac. They won't refinance due to there rule of no refinance on 4 or more properties. We have explained hardship to them to no avail. We have had 1 short sell wi...

Fannie Mae Harp 2.0 Refinance in Florida

I have a current Fannie Mae Loan which is being serviced by Green Tree. The current LTV rate is 122%, which meets the criteria for being below 125%. However because of the LPMI Green Tree has informed...