Options to refinance an underwater rental property?
I am trying to be proactive about my mortgage and finances, but was told by several different lenders a refinance was not possible and there was nothing they could do for me because I owed more on my lo...
can I buy a home.
On 1/15/2013 I will make two years of my bankrupcy and foreclosure due to a bad marriage. Since than I have been working to improve on my credit score and it has improve to a 711. I know the bankrupcy a...
578 credit score + 66,500 gross income + no late payments on rent or uti...
578 credit score + 66,500 gross income + no late payments on rent or utilities in 2 yrs. Live in W Pa. Is there a mortgage lender that I can get a mortgage with? Can I pre-qualify with that lender?
Freddie mac harp to 150 ltv
what wholesale lenders are offering freddie mac refis to 150 ltv? or unlimited for that matter?
Can our mortgage be modified or refinanced.
Bankruptcy in 2006. Credit Score 600-650. Mortgage is $215,000 at 9.3%. Home value - $180, 000. No past dues. Three to 4 credit cards - all with valances less than 50% of credit line. We are with A...
Fannie Mae "High Balance Loan" Question
We were told that a $550K loan is considered a "high balance loan" through Fannie Mae and thus we would need at least 10% down. However, Rockland County of NY is a "high cost area" where the Fannie Mae ...
FHA Refinancing
Purchased a home in Dec 2010 with a FHA mortgage at a rate of 4.25%. Would it be possible and beneficial to refinance right now? Is there any way to estimate the costs involved and savings? Also, is ...
CAN HARP 3.0 HELP ME TO REFINANCE MY 5.375% LOAN ON MY RENTAL PROPERTY?
I have a rental condo bought 04/08/2009 and hasn't sold to F or Fre. My lender is Wells Fargo and they told me I'm not qualify for gov recent 25B settlement with banks because I still paying my mortgage...
Will I ever be able to refinance after a modification?
I did a loan modification 12/2010, since then I have paid my mortgage on time every month. I recently tried to do a cash-out refinance to get a lower mortgage & renovate a second property that I have ow...
Refinance home from overseas
Hi, we are US citizens currently working in Hong Kong and are looking to refinance our house back in New York (Westchester). Since our income is wholly sourced from outside the US (although we are fili...
I have an interested buyer that wants to go VA mortgage because he has l...
He needs to be in the place for sept 1st and wants to rent until he can clear the mortgage. I am not willing to rent on $1000 down payment. Is there a way to loan the FHA down payment to the seller i...
Is it uncommon for a lender not to give a buyer a copy of the loan appro...
So we just got approved by a lender for a home loan. We have opened escrow and put 2k in it. We ordered the home appraisal and got that done, now we are waiting to see what the value came in at, and I a...
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