Broker to Broker Question - Disclose compensation as points?
I'm a newer Broker LO in VA. I am trying to find out if I can alter some of my disclosure forms as they confuse borrowers and seem to chase away business. While my company generally charges a flat fe...
203k for pool
im thinking about buying a home and getting a standard fha 0203k loan. would installing a pool qualify as an eligible repair for this program? i know it doesnt qualify for the streamline version but i w...
cash out refi
what are the restrictions on fha loans for cash out refinancing? are the restrictions any different between normal fha refinancing and streamlined fha refinancing?
Lender wants full application for fees worksheet
I emailed a lender to send over an initial fees worksheet (not GFE) for a certain rate, but they refused saying that I need to fill out the full application online before they would send a "Fees Workshe...
lowest down payment
i'm going to buy my first house in a year or two and i dont have a lot of cash saved up, what loan/program offers the lowest possible down payment/upfront costs to close the loan?
fha loan minimum
what is the least amount that you can borrow with an FHA loan?
Does closing time affect how many clients you get?
Does the closing time that you or your bank take to close a loan affect the amount of business that a loan officer, or mortgage broker, generates?
quitclaim deed
what is the process for going about a quitclaim deed transfer? we're getting a divorce and we need to transfer a property deed but we dont know where to start
Streamline 203(k)
Do i need to refinance an existing FHA loan to get a FHA streamline 203k loan? how does that work?
203k vs. Conventional Rehab
What are the advantages of a conventional rehab loan over the FHA 203(k) loan?
refinance question
Is it possible to refinance a conventional mortgage on an underwater home?
Fixed rate vs. adjustable
What are the advantages of each? In what scenarios are fixed rates more beneficial? Adjustable?
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