How long is the current turn around time on USDA loans in Ohio? It went...

REFI. ADVICE

My LTV is 84.7% based on 3 year old appraisal of $131,000.00 Credit is 700plus, Current rate is 5.875% for 30yrs. I'd like to refi. for 15 yr. term at a lower rate. My concern is that the house would a...

Getting 2 mortgages for 2 properties

Hi,I currently own a co-op in queens NY which is full paid off and am looking to buy a house as well as an investment property. I have 2 options1. Buy the investment propert all cash and put 20-30% do...

How does a reverse mortgage work?

My parents are considering taking out a reverse mortgage on their home, however, I don't fully understand the loan concept so I'm a little skeptical. My concern is, what happens if my parents pass away ...

va refinance

do you need to have a va loan to do a va refinance? a va streamline refinance?

getting a loan

i was just preapproved for a home loan but what does preapproval really mean? can i be denied anywhere later in the process or does that mean that i qualify entirely? i'm getting an fha loan with a rela...

joint mortgage

is the option of doing a joint mortgage available on all loans? also, are there any special requirements or procedures for refinancing a joint mortgage?

Broker for underwater refi

Bought my home in 2005,Fannie Mae backed, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will ...

VA Loans

If your spouse dies in combat, do you qualify for a VA loan?

Navy Federal Loans

what family members of military veterans qualify for navy federal loans?

student loans defaulted

i defaulted on my student loans a while back and now its coming back to bite me while i'm trying to approved for a mortgage. is there someway i can undo the damage? i figure it will take some time to re...

Homepath Mortgage Right For Us?

Homepath Mortgage Right for Us?

Va loan

Broker to Broker Question - Disclose compensation as points?

I'm a newer Broker LO in VA. I am trying to find out if I can alter some of my disclosure forms as they confuse borrowers and seem to chase away business. While my company generally charges a flat fe...