Can I get my escrow money back?

I need some advice. I was ready to close on a property yesterday but the title company sent me a declination since the seller didn't provide the documents they were requesting. The problem is, the sel...

Is a loan possible with our credentials?

I am self employed since 2020. Tax returns show a large amount of deductions but no loss. I can prove through monthly deposits that my income is growing everytime. My wife is a W2 employee and has th...

Will I get a loan in today's market?

Hi, I plan to buy a home in the $500k range and putting 10% down. What are my chances of getting a loan? I have no debts. I got a second job paying $7k a month. plus another side hustle that gives $...

What are my options? I'm buying an investment property

I'm looking to buy a rental property and I am weighing my options. I moved to the US last Jan 2022. I work for the same company for the past 18 years. I applied for a loan in May of 2022 and I have qu...

I have no knowledge about mortgages and I need help

I am a single mom and first time homeowner. My mom passed and left her modular home and 1.5 acre land to me. Loan is still under her name but deed has my name on it. My scores are under 600 I owe cl...

I want to purchase a mobile home but it has been moved twice am I still ...

Buying a new home but worried since it has asbestos sidings

I am looking at a property with potential and was wondering if I can get a VA loan even if it has asbestos sidings? I have done an FHA loan with asbestos before but not a VA. The house is in great sha...

Rent or Sell?

Hi, I need advice on whether to rent or sell. We are looking for a new home just across the street from our current home for more space since the family is growing. We applied for a VA loan with a 10...

Will a lender do a cash out refinance at this time?

I was wondering if there are lenders who will do a cash out refinance on an investment property in Texas for $150k? The property is a multi family 5 unit home. Recent appraisal pegs the value of the p...

Scared to apply for a loan due to stringent rules

Do people actually make it to closing nowadays? I'm thinking that things have become too hard and impossible these days. With the high interest rates and high prices, I'm having second thoughts on app...

Who should be applying for the best deal me or my husband?

We are preparing to begin the pre-approval process and my husband and I are trying to find out who's name should the loan be in. I for one have excellent credit, long credit history but lots of debt. I...

Is it a good time to refinance?

I owe $98,000 on my home and my rate is 3.2%. The home's value is up to around $250,000. My credit is not high enough for a HELOC though. I want to leverage my equity and do a cash out refinance. Is ...

My broker is asking for information 1 year after closing

We closed on our mortgage in April, 2022. At the time my husband was paying child support that was disclosed and appeared on all his paystubs. Underwriting apparently missed this bit of information and...

Buy a home or rent?

Hi, I'm thinking about paying a mortgage instead of renting and I am now actively looking for a home. I do have financial problems but I'm tired of renting and not feeling secure about not having a ho...

What type of loan should we get?

We live in the heart of sunny Southern California, we find ourselves in a bit of a pickle. Despite having a comfortable nest egg nestled in the value of our home - currently appraised at a cool $1.9 m...