So does "pool mortgage insurance" disqualify me for HARP or not
After months of waiting on my mortgage servicer to get their platform cleared to offer harp 2.0, today the 23rd of April is D-Day, and of course they throw another issue on the table. B/C my load didn't...
My credit score is 735 and my wife's is 609 A broker said she needs at l...
We have little to no debt, just a $300 car payment and a cell phone bill. She has been at her job about a year and a half. I have been at my job 10 months. We earn a combined $53,000 a year. Do we quali...
Can I refinance with a score of 735 with little cash on hand
Can I refinance with a score of 735 with little cash on hand? 64% of revolving credit is used.Thanks
Lenders who will refianace an underwater mortage LTV of more than 100%?
We are $57,000 underwater the current lender refuses to partipacate in ANY programs for underwater homes. They have us in a 5yr ballon @ 7.5% and they will NOT even consider budging on the rate. Because...
can i get a mortgage with no credit even though I make $80000 a year?
I recently got divorced and everything was in my ex-husband's name.
June 2009 cutoff date revision
Do you foresee the June 2009 cutoff date being changed? Chase did my refinance in October 2009 and didn't use the HARP guidelines, therefore I can't refinance utilitlizing the HARP 2 benefits.
Should I do FHA or conventional when I have more than 3.5% downpayment?
I want to buy a home for $144,900. I have up to $13,000 available for a downpayment. I was told that if I have more than 3.5% to put down, or more specifically, 5%, then I should not do an FHA loan and ...
home equity loan
HiI d like to know if you can help me with this or not before i apply. Please be honest. I just dont want to go through same cycle again and again. . Smile. I need either $12,000 or $20,000 loan for...
High DTI with HARP 2.0
I have been waiting for several years for HARP 2.0 to come out because I am very, very underwater. Now, that it's here, it seems I can't get a refi! I pay my mortgage like clockwork, I work full time, b...
Can I qualify for HARP with a federal tax lien
My house is underwater. To make things worse, I have a very high interest rate. My home was last refinanced in 2002. Fannie owns my mortage. I have a federal tax lien, can I still qualify for HARP? I ha...
Can I refinance in Chapter 13 Bankruptcy with a 670 credit score
Payments to trustee are current. Home value is around $182,500 per Zillow and I owe around $150,000. Not sure about exact balance still owed on bankruptcy, but estimating around $20,000.
I have a 690 credit score 1 yr on job.. want to buy a 100k house in Ca. ...
I have a 690 credit score and will probably climb a bit more as I paid off my last two credit cards. My issue is I only have 1 year of verifiable income. I have been a student for 4 years and was self e...
I might sell and buy another home. But I owe $30,000 more than my curren...
I might sell my home and buy another home. But, I owe $30,000 more than my current home is worth. What is the best thing I should do .?
Is It Possible To Buy A House With A Low Down Payment
My girlfriend and I are looking to purchase a home in the Dublin/Pleasanton area in the San Francisco Bay Area. She has a decent down payment but I don't have much. She has a stable 9-5 job and I own my...
Does HARP 2 offer better rates also or just allows high LTV loans
I was just wondering if thru the new HARP 2 program, we can get lower refi rates as well. Any feedback is appreciated.
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