can we refinance our home with a credit score of 630?

usda or fha loans

What are the minimum amounts that an fha or usda loan must be

2 sisters on deed & mortgage of a house the sister with better credit sc...

I own a duplex, owner occupied, paid in full but it needs a roof and cos...

should i do just the roof and gutters or should i go all in and rehab the entire place to make more money in the long run, if i did do the whole thing how could i finance this and if i did the whole enc...

I own my home, i owe nothing on it, but it needs major work

Conventional loan with brother-in-law as a non occupant co-borrower

Here is this situation:My sister just started up a new business and although it is already profitable she is unable to get a conventional loan on her own. She has 30% to put down, but she is being told...

FHA loan and mortgage insurance

If I pay 30% down on an FHA loan with a non-occupant co-borrower, am I still required to get mortgage insurance?

HECM and reverse mortgage

is there any reason not to choose a HECM reverse mortgage as compared to any other program? i understand that reverse mortgages are generally a bit risky but i was wondering what the benefits would be f...

energy efficient mortgage

how are energy efficient mortgages managed? do they become combined with an existing home loan or do they have to be managed separately?

underwriting

what is the process to become an underwriter? does it require a degree in something?

remodeled without permits

I'm trying to purchase a home with several room additions that was built without permits, will i have any problems buying the house or will this somehow affect the appraisal amount in a negative way?

appraisal

is there any way to challenge an appraisal value if it seems to be off? can i have the property re-appraised somehow or is my home value now fixed to this poorly-assigned value?

lender interest rates

when a lender presents an interest rate quote, is that in any way negotiable? is there some way to perhaps compromise on a lower interest rate or otherwise bargain the price down? or should i just consu...

loan for manufactured home

is there any way to get a home loan for a manufactured home without owning the land as well?

HARP Qualification

I did the check for HARP Qualification and I do qualify. However I am behind 4 months in payments and have 40000 in credit debit my balance amount to the BOA is 40000 my home is valued at 250000. I no...