USDA loan turn around time?
Our loan file was submitted to USDA yesterday 05/02. Does anyone have any idea on how long it will be until we can expect to hear from them? We are in NC.
Shopping around for loan/mortgage
So my family is planning to get a short sale home and we know it needs some time to get things done but we are positive about this house and going forward with it.The question comes to which banks are g...
Getting Approved for a Loan with a Co-Signer
My husband and I are interested in buying a property that is nearing forclosure. We currently have a FHA mortgage on another house that and do not want to sell until the market starts to pick up. The ...
HARP for an -accidental landlord- situation
My husband was transferred from Wa states to SC last year. We tried to sell our home in Wa and were unable to do so. Like many others, we were able to rent the place, for $1000 less the mortgage and als...
Do I have any options? (refinance dilemma)
Here's my problem and ideas or insight would be greatly appreciatedWe bought a new home in 2003 a few years later when prices soared we got a heloc for 60k to pay off some cc debt.Our original mortgage ...
Can my partner be denied after locking rate due to the fact they want to...
My partner is buying a house and has been approved, has locked in rate and has given his full down payment with closing costs and they even said he would be getting a refund, now the underwriter is aski...
25% down from grant need pmi?
I am looking at buying a home in a new development area. They are giving a 25% down payment if you qualify (which I do). When I talked to my lender he told me even with a conventional loan I would still...
First Time Home Buyers in 48146...
My husband and I are looking buy a home..We are currently renting and our landlord would like us to purchase this place but we would like to see what our options can a lender please contact me by email ...
HARP 2.0 without overlays?
I'm looking for for a HARP 2.0 lender in Michigan that DOES NOT HAVE overlays, in other words, they are complying with all aspects of the HARP program. I have hit road block after road block. Any assist...
having to relocate to keep my job but what about my mortgage??
So my work location is shutting down, in order to keep my job I have to relocate 180miles away.Last summer I signed my first ever mortgage and I had no idea something like this would happen.I want to kn...
HARP 2.0: Requirements to remove name from mortgage?
My Freddie Mac mortgage is owned by Citi. I've checked and it is eligible for HARP 2.0 even though it's underwater. I'd like to remove my name from the mortgage and leave it only in my wife's name usi...
Underwater refi
Bought my home in 2005, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will not help me .I wou...
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