Looking into a Harp loan in Florida. Origination fee seems high.
Just got may application package for a Harp loan. Loan amount is just under $200,000. Origination fee is 3.5% plus $325. Seems awfully high. Processing fee $1300-ish. Are these fees in the normal r...
Is there a way to refinance my non-HARP eligible investment property?
I bought a home in North Carolina in 2007. After 2 years, I moved but kept the home as an investment property. I put 20% down at purchase, but since then the value of the property has fallen. I need ...
Streamline FHA Loand
In a streamline FHA refinace loan do i need to pay a 5 month insurance and county taxes to the lender.
what do we have to provide for probate?
my father in law died and he didnt have a will but the executor is allowing the home to go to us. How do we get prepared as far as the mortgage goes?
Need a Loan for home repairs with credit score in the 600's
My home is currently paid off and I need to do some home repairs. My current bank would not give me a loan due to credit score. Is it possible to get a home equity loan with this credit score?
How soon after purchasing my home with a balloon mortgage, can i sell it...
How soon after purchasing my home with a balloon mortgage, can i sell it or refinance?
Can I refinance my mortgage with 625 credit?
I know that 625 credit score is not the greatest, I am stuck where I can't really make any moves to help repair it because my mortgage payment is too high and I need a little extra space for my monthly ...
I want to refinance my US investment property as a US citizen living abr...
HiMy wife and I want to refinance our 2-unit multifamily property located in Malden, MA. Our goal is to lower our current P+I by 600 USD/month (+/- 20 USD) from the current P+I of 1,993 USD/month [5.5% ...
USDA Guaranteed loan program
Can the house be too nice to qualify?I was just researching USDA qualificaitons and came across info saying the house can't be too nice. What does this mean? If the house is within the approved mortgage...
How do I get a 2nd mortgage loan for a vacation home
I want to buy a 2nd home for vacations for my family in Colorado. We visit several times a year and I feel that it would be less expensive to just purchase a 2nd home there. I have good credit at 695 an...
Loan Pre-approval Question
I am currently pre-approved for 500k conventional loan with a bank. If I use this pre-approval for making offers, do I need to use the same lender when it comes to actual loan or I can shop arround? Can...
Re-fi rental home w LTV less than 70%
I have a tenant occupied rental home in Las Vegas with a Freddie Mac loan, no PMI. Great community, and LTV is under 70%. Current lender will not re-fi. I want to take advantage of lower fixed intrest r...
Self employed home loan and not the best credit
I am in San Jose. I have been living in my home for 9 years. The current Wells Fargo loan is in my boyfriend's name. he passed away suddenly in December. I want to buy the home. I am self employed and m...
Harp 2.0 Lender needed for Level 3/4 Condo.
Long story short. Working with Major bank in SE Florida. Caem out to close and in the 11th hour they can't do my loan. I fit all teh reqwuirements.Excellent creditSelf-employed (22 years)Investment Co...
Refinance a non Freddie or Fannie loan that is at 107% LTV in Florida
As stated above my primary residence is underwater. I have excellent credit, income, and have never missed a payment on my mortgage. I would love to refinance to not only a lower rate, but also a sho...
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