Should I refinance to a 7/1 ARM?

I currently have a traditional 30 year fixed mortgage at 4.125% with monthly payments of $615.00 not including taxes and insurance, and going on the third year of the mortgage. My house is worth $200,00...

How can I get a copy of my mortgage insurance certificate if B of A refu...

I found a lender who will refinance under HARP 2.0 even with if I have LPMI. My current mortgage is with B of A and I found out that the mortgage insurance is held by PMI Mortgage Insurance Co. and I th...

Can I co-borrow?

I am younger with a good job that I have been with for 2.5 years and an okay credit score of 620. I screwed up a lot when I was just 18. I have been working hard to build that credit score back up. Now ...

what is the penalty from withdrawing from a refinance after already comm...

Basically, I've signed the papers and I would like to cancel the refinance. Currently, I have two more days to do so but I was wondering what kind of penalties to expect if I choose to do so

Can the money from an FHA cash out refinance be applied toward anything?

What are the restrictions concerning the funds from an fha cash out refi?

Is it possible to transfer a mortgage to a family member?

If we have a separate contract on the ownership of the new property woul...

My home is zoned agriculture

My home is zoned agriculture , we did this for tax reasons , we have no agriculture activity , but we have to show a loss or profit every 7 years to maintain the tax discount . The lender is telling us ...

Can I refinance my non-conforming conventional loan into a conforming one?

Jumbo and balloon refinance with 90%LTV?

I am interested in refinancing my home loan in PA. It is an 80/20 loan for an original loan amount of 875K. I have 10% equity in the home, so would be looking for a 90% LTV ratio refinance.I am a phys...

do I have to live in the house fulltime?

Any lenders that can do a Harp 2.0 refi after BK7 discharged 8/09?

BoA and LPMI Loans and HARP

Been trying for nearly two years to redo my 6.375 under HARP. Only now will BoA entertain LPMI loans. So, I called them up and now they tell me I look great BUT because my LPMI is through RMIC... I can'...

Any lenders that can do a Harp 2.0 refi after BK7 discharged 8/09?

Reverse Mortgage Question

My father is considering a reverse mortgage to pay for medical bills, and I have decided to do some research on the matter. I noticed that when he passes away, the house will be taken and not passed to ...