HELP WITH REFINANCING

I'll start at the beginning, about 5 years ago I entered into a modification with CITIMORTGAGE. This was due to my taking a pay cut, and it all went fine. Now things have improved with me financially an...

refinancing underwater

are there any refinance options for an underwater property bought by Freddie in July 2009? I know I just missed the HARP cut-off, are there any other possible options?

mortgage transfer

is it possible to transfer a non-assumable mortgage to my spouse?

credit checks

does getting a credit report lower my credit score? is it even noticeable?

short sale waiting period

what is the shortest amount of time I will have to wait to get a new home mortgage if I have a short sale on a conventional loan? This involves the most extenuating of circumstances

G-fees?

What are g-fees? When do they come into effect?

Can loan agent lock the rate without telling or informing me?

My loan agent at bank of America locked the mortgage rate without my agreement at all, he didn't even telling that locked the rate. I only found out about the high rate when I contact the loan processi...

3 years after forclosure

Chase pressured us into Harp 2.0 but Wells Fargo had better offer

Jut prior to Harp 2.0 our lender was Chase (30 yr fixed, 6.25%), we initiated a refi with Wells Fargo. Appraisal came back lower. Harp 2 came out, Wells Fargo began application under Harp 2 (Wells Fargo...

Jumbo loan limit

what is the maximum amount of funds that can be secured through a jumbo loan?

credit score 580 is there any where in MN we can get approved for a loan...

assumable conventional loan?

is there any circumstance in which a conventional loan is assumable? I'm planning on buying a home this year but there's a possibility I could be relocating within the next 2-4 years.

Loan options with no mortgage insurance

I have 700+ credit and I'm looking for a loan with a 90% LTV and no private mortgage insurance. Any ideas?

bankruptcy down payment

Does making a bigger down payment affect the waiting period after going through a bankruptcy? In other words, if I make a big down payment on a new mortgage loan, can I get around the 4 year waiting per...

nonconforming loan limit

is there a loan limit for non-conforming conventional loans?