Can I do a refi in my situation?

I have closed a deal recently with a hard money lender. Now I plan to refinance for 30 years with a cash back option. Can I do a cash back on a recent one? Price of property $225k appraised at $290k cur...

lender requesting more money after closing for an error of a commission ...

If cosigner pays part of down payment is it considered a gift? And does ...

First time in real estate investing and wondering what the best loan is ...

I am entering the REI arena and am quite confused on what loan to use. Is a conventional loan the best type for a fix and flip? Do I need to check with my lender if I am able to rent out my property wit...

Denied loans due to late payments, do I need to remove them?

I live in Orlando and I am applying for a refinance of my home to turn it into a rental property. I am also looking for funds for short term rentals. I have been working with my current employer for the...

Help with financing multiple properties

I plan to buy at least 4 investment properties in my first year at REI, is this possible? My initial duplex will be through an FHA loan. How do I get financing for the other 3 properties?

How do lenders calculate DTI?

Do all lenders calculate DTI the same way? How do they compute it? Most of my income from my W2 is categorized as a bonus but paid out throughout the year. Will this affect my loan application?

Why and I being Punished????

My Ex-Husband and I purchased a home, he would not allow me on the loan...period. He used his VA Disability and GI Bill privilege to purchase. I am on the Title only. We divorced in 2019. The settle...

Newbie trying to build a multi property portfolio

Hi, I am currently refinancing a newly rehabbed single family home. I’m using the money to convert it into a duplex in a few weeks. I also plan to house hack another multi family after the purchase. I...

Buying properties out of state

Hello, Can I ask for recommendations for a lender who does business in various states? I am based in CA and I am looking to invest in several investment properties out of state. I have tried local lende...

Do bonuses affect USDA loan approval?

We are planning to apply for a USDA loan again at $137k. Our income is at $157k including bonuses, $130k without. Will this affect my application? Do I need to wait for the bonus to expire before gettin...

Delays with our loan application

I am looking at buying a home in Texas at $200k and we were not aware that it was in a flood zone until our lender pulled the title. We were supposed to close this week but somehow it had to be delayed....

Stopped working due to illness and just resumed recently, will this affe...

My wife has had 11 years of consistent employment with her employer. I, on the other hand, have worked 13 years in banking and had to stop for a year due to an illness. I recently got back to work and h...

My dad died and we're worried that the bank may take the house

My family and I have lived with my dad in his home for the past decade. I have made all mortgage payments for him but the loan is in his name. My dad passed away a few weeks ago and I have no idea what ...

Is this a good deal?

I am looking at a refinance as my bank is offering a good deal so they say. I still have $220k remaining with 2.86% interest with monthly payments of $871.81. They are offering a prime rate less than 1....