Awarded the house but want spouse to assume mortgage...is this possible?
I was awarded our home in the divorce. We did not use attorneys. We wrote an addendum to the settlement agreement stating that I have the right to live in the house and pay the mortgage until July 2014 ...
Renting My Primary House and Purchasing Another?
I live in Upstate New York and have my primary house plus 2 rentals. I have been trying to sell my primary house for the past year but have had no luck. It is on the water and there are a limited amount...
Can a loan officer lock in a rate without client consent?
I had been waiting to hear a recent update about the QE3 to see if rates would improve but my loan officer locked me in for a rate without my knowledge. According to her, there isnt anything that can be...
Is there a way to include home improvements in a conventional refinance?
I have 80% equity accumulated in my house and I'm trying to start a large remodeling project, which I would like to include in the loan without going over 80% LTV to avoid mortgage insurance. Can it be ...
Can I get a streamline VA refinance if I'm underwater?
I'm owe about $30,000 more than the home's worth and I'm trying to reduce my interest rates. is this possible?
COnfused about 3 different refi options - please help....
we refi 2 years ago with a 30 yr fix, 4.625% loan. our P&I currently is $1521 and our payoff is 287,269...with low int rates, I have shopped around and have the following options but am confused as to w...
Is it possible to get a VA loan with a 550 credit score?
I already have a COE and I was wondering what it if any options are out there for me? I went through a bad divorce and it destroyed my credit I am just now getting it taken care of and I want a house to...
Can a loan amount allowed be changed after approval even without any cre...
I was approved for a 60k loan (as a refinance technically) on my house which was purchased originally with my parents line of credit so that we could make the repairs before getting the loan. about 2 we...
Should I get a conventional loan or FHA with a 5% down payment?
I'm trying to purchase a home, what would be cheaper? Would I be able to get as low of a rate for a conventional loan with this size down payment?
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