long refinancing process with Wells Fargo
Is anyone refinancing with Wells Fargo? My slightly underwater rental property is currently being refinanced by Wells Fargo. Since they are my current lender, they volunteered to refinance it at no co...
Awarded the house but want spouse to assume mortgage...is this possible?
I was awarded our home in the divorce. We did not use attorneys. We wrote an addendum to the settlement agreement stating that I have the right to live in the house and pay the mortgage until July 2014 ...
Renting My Primary House and Purchasing Another?
I live in Upstate New York and have my primary house plus 2 rentals. I have been trying to sell my primary house for the past year but have had no luck. It is on the water and there are a limited amount...
Can a loan officer lock in a rate without client consent?
I had been waiting to hear a recent update about the QE3 to see if rates would improve but my loan officer locked me in for a rate without my knowledge. According to her, there isnt anything that can be...
Is there a way to include home improvements in a conventional refinance?
I have 80% equity accumulated in my house and I'm trying to start a large remodeling project, which I would like to include in the loan without going over 80% LTV to avoid mortgage insurance. Can it be ...
Can I get a streamline VA refinance if I'm underwater?
I'm owe about $30,000 more than the home's worth and I'm trying to reduce my interest rates. is this possible?
COnfused about 3 different refi options - please help....
we refi 2 years ago with a 30 yr fix, 4.625% loan. our P&I currently is $1521 and our payoff is 287,269...with low int rates, I have shopped around and have the following options but am confused as to w...
Is it possible to get a VA loan with a 550 credit score?
I already have a COE and I was wondering what it if any options are out there for me? I went through a bad divorce and it destroyed my credit I am just now getting it taken care of and I want a house to...
Can a loan amount allowed be changed after approval even without any cre...
I was approved for a 60k loan (as a refinance technically) on my house which was purchased originally with my parents line of credit so that we could make the repairs before getting the loan. about 2 we...
Should I get a conventional loan or FHA with a 5% down payment?
I'm trying to purchase a home, what would be cheaper? Would I be able to get as low of a rate for a conventional loan with this size down payment?
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