I am confused about the HUD guidelines.Can someone explain to me what th...

Guidance for FHA Lenders on TOTAL Scorecard:If the credit report reveals that the borrower is disputing any credit accounts, Manual Downgrade of a TOTAL Scorecard Approve/Accept recommendation is not re...

I want to buy a home on Homepath in CA

I found a home on HomePath asking $99.900 in my area in Southern California. If you are familiar with SOCAL it's a steal and would be a great opportunity for my first home purchase. My credit is only 59...

How late in pre-foreclosure can a homeowner decide to do a short sale?

Who pays for closing costs during a short sale?

I've been trying to find this answer online, finding only conflicting information. As such, a thorough answer would be greatly appreciated.

How soon can i refinance after a short sale?

Is the waiting period the same in all cases as securing a normal mortgage?

When I'm shopping around for a 30-year FRM, should I be considering inte...

Will anybody refinance a mortgage to someone with a discharged bk7 only ...

lack of credit

Tired of renting and wasting money. Looking for a lender that will lend no more then 85,000 to a person who is lacking credit (only student loans). and a credit score of 620 due to a collection agency s...

can my fiance an i get a mortgage with 1 year work history on a new home...

My equifax score is above 700 but my TU and EXP are both about 600. coul...

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If I switch lenders, do i need to pay for another appraisal?

Can i streamline refinance my fha mortgage with a credit score under 600?

Can I do a HARP refinance on a second home?

Not my primary residence

If I file chapter 7 bankruptcy, will i necessarily lose my home?

I was under this impression, however, the bank has said that loan modification is an option, though I have applied twice before for loan modifications and been denied. Should I just cut my losses with a...

where do i find the fax number for evidence of homeowners/hazard insuran...