I presently own two rental properties without mortgage and have an existing tenant in one of them. I have a new construction in the works while the two rentals are in need of repairs. What can I do to l...
I am a college student and the house we are trying to buy if a little ways away from my school. I am planning to buy it with FHA with my dad as a co-buyer. Is it possible to still live in the town where...
I recently bought a property in cash and I am thinking whether I’ll be flipping or holding. If I hold and get a tenant I need help on how to do a cash out refinance quickly. Is it true that there has ...
I have been self employed for 6 years and last year I made 60k 1099 from a nail salon. Can I qualify for a loan with the $60k alone?
I just got denied for a reverse mortgage because the borrower was not on the title. The home is owner occupied and I have lived here all my life. I want to remove my parents from the loan, is buying out...
I am self employed and I had a problem with my tax docs when I filed the last time. I made around $50k last year and after I wrote off expenses the total amount came out that I only made only $15k for t...
I got approval for an FHA loan with property value at $2.3M. The loan was for $650k and the property is 32 acres. On final clearing the loan was denied since the property is too large for both an FHA an...
I just went through a divorce and would like to remove my name from a mortgage? I still live in the home while my husband moved out and left the state. Am I liable to pay even if my husband no longer wa...
We are planning to get a USDA loan for the 2nd time. Our location has an income limit for a guaranteed loan of $167k. My yearly income is $190k plus bonuses that pushes it to $220k annually. Is this eno...
I have a small business loan under my business name. The loan is not in my credit but it shows a hard inquiry from a lender offering a loan. Does this debt count in my DTI when buying a primary home?
This is my first time applying for a mortgage and I have applied for pre-approval. Question is, do lenders continuously do hard inquiry pulls from your credit report?
I got pre approved for a home loan but I asked how I can afford the down payment. I said that I plan to apply for first time home buyers assistance. I currently have $14k in savings and I work as a nurs...
I was looking to buy a home with a conventional mortgage but was short $5k for closing costs. I have more than that amount in investments to cover but I am not able to liquidate until a certain period w...
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