Thank you all for your replies. I'm in an interesting situation. My husband has been a building superintendent for the last 6 years (our housing was part of his package) and recently lost his job. We wi...
I am a married person who is refinancing my second home with the deed to be tittled in both my husband's and my name. Only my credit score was pulled. There are areas in the loan application that are ...
I know there aren't cash out VA streamline refis but I've heard there is a way to get funding for home improvements and repairs
Hello, I read on this site that for my HARP refinance to work, my loan must be owned by Fannie May or Freddie Mack. Is that correct and if so how do I find that out? My second question is what if it i...
What, exactly can I use the "lender credit" towards? I have a lender who says that he can give me a $5k credit, but since the cost is only $2,500 of the refi, he says I can use the remainder towards my...
I have just found out that the payments are not being reported to the credit bureaus as my loan is not affirmed. I called my attorney and he tells me that he cannot reaffirm the mortgage thru the court...
I want to refinance to drop my PMI as soon as I reach the right LTV ratio and I want to avoid wasting money on an appraisal if my property value has decreased
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