What, exactly can I use the "lender credit" towards? I have a lender who says that he can give me a $5k credit, but since the cost is only $2,500 of the refi, he says I can use the remainder towards my...
I have just found out that the payments are not being reported to the credit bureaus as my loan is not affirmed. I called my attorney and he tells me that he cannot reaffirm the mortgage thru the court...
I want to refinance to drop my PMI as soon as I reach the right LTV ratio and I want to avoid wasting money on an appraisal if my property value has decreased
I am looking to get a mortgage ( probably FHA loan). About 2 years ago I had a settlement of $120,000 against me from a bar fight ( I didn't have lawyer and got railroaded). My fiance and I want to get ...
We have $26,000 for a down payment (house is listed at $159,900) and excellent credit scores (832 and 764). I've been working at the same place for 2.5 years, but I only work part time because I've bee...
My wife and I are getting things in order to build a new home and I'd love your opinions on what we may look like to lenders. Basic background: Currently in our second purchased home, this one also new ...
We filed bankruptcy and did a deed in lieu final in March 2010. Since then we used our 401k and bought a home that we had to completely remodel. We incurred more debt than we can handle on a pension an...
Hi,After coming across this site and hearing people's story with LPMI and HARP, I felt compelled to share my experiences thus far with attempting to refinance my existing 30 year mortgage with LPMI. I ...
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