Can we keep both our properties and buy a new one?
Hi, everyone! We own two fully paid properties in San Francisco. We are considering selling one of them to pay for a new primary home in Southern California. Is it possible for us to keep all properties...
How do I qualify for down payment programs?
I just came across 2 homes that caught my fancy. I plan to get an FHA loan soon coz houses are selling fast in our area. I’ve heard about down payment programs and would love to know how to qualify. ...
Are 40 to 50 year mortgages a good idea?
I was surprised to learn that there are 40 to 50 year mortgages being offered by some lenders. I thought a 30 year term was the longest one you could get. What’s the criteria for this and is it even w...
Do I have to wait 2 years to show consistent employment?
I worked out of the country from 2013 to 2017 then came back home to California and started working in construction from April 2018 to 2022. Last May, I went back to my old career and I have only a few ...
Will collection on our account affect our FHA loan?
We are scheduled to close on a new build this month with an FHA loan. The problem is, a collection in our account that has been settled and closed is not appearing on our credit report. Will this affect...
Applying for pre approval for a SFH in Cali or Florida
I am looking to get pre approved in Cali or Florida. I am in the market for a single family home with a budget of $350k to $500k and have enough for a 20% down payment. It will be my first home and I in...
Looking for lenders in Cleveland
I work with the Navy and am also into house hacking in Florida where I am assigned. I plan to invest in Cleveland and I am wondering if there are any good lenders who can work with me on this project. I...
Apollo Beach, FL - Jun 17th 2022
This question has not yet been answered.
Banks won't approve a HELOC
I have an investment property that I want to do a HELOC on but most banks won’t approve because I don’t reside in the property. What are my chances with credit unions? I heard that they are more len...
Looking for lenders who provide 100% financing for BRRRR
Are there lenders who provide 100% financing for BRRRR in Florida? I’m trying to get my first investment property in a few weeks. I have talked with hard money lenders who offer loans with 10% down. I...
First time investor wants to know if a broker is needed
I am new to the real estate investment business and I am applying for pre-qualification. Do I need a mortgage broker for this? What are the advantages and disadvantages of getting one? Bank financing is...
Selling my home in Cali and need info on approved detectors
I am selling my home in Cali and carbon monoxide and smoke detectors are required for the sale. Are the plug in detectors approved or do I need to buy the fixed ones? I have a few offers on the table an...
What type of lender is the best? Bank, Private Lender, Credit Union?
In the process of looking for a lender and would love to hear suggestions. Do I pick a bank, broker, private lender or credit union? We are looking at a $500,000 home and I have $100k saved up for down ...
Does seasonal income count as employment?
I have a seasonal job from April to November and stop during winter. Whenever I apply for a loan I don’t know how to provide the best answer in the monthly income section of the form since my monthly ...
Chino Hills, CA - Jun 15th 2022
This question has not yet been answered.
Looking for a loan product that can close quickly
Staying here in OKC and I found a nice home that may sell fast if I don’t make an offer at once. It’s been listed for a week now and I want to get a deal done before it’s gone. I have all my docum...
Oklahoma City, OK - Jun 14th 2022
This question has not yet been answered.
Travel nurse applying for a loan
I am a travel nurse who is always on the move with contract work with a few gaps. I have great income and can afford a down payment of 30%. Credit scores are in the 700s and up. Found my dream home but ...
Clayton, NY - Jun 14th 2022
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