My parents are paying a very expensive mortgage, is there a way to cut c...
My parents’ mortgage is pretty expensive, so I was wondering if there’s a way to cut the cost? Are there any great companies that could help us with this issue? I don’t like seeing them pay such a...
Apollo Beach, FL - Jul 6th 2022
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Do sellers prefer cash over financing?
I was wondering how valuable an all cash offer to a seller is. Will it be of any additional value to a seller, over an offer that requires financing? Do others think a cash offer will justify a lower of...
Is my loan officer correct regarding mortgage insurance payment duration?
Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?
Will a rental house affect our new loan application?
Hello, so my family and I are already halfway through our 30 year loan on our house. We’re currently house-hunting but we still haven’t found the right house for us yet. We plan to put our current h...
Closing date is in a few days but an issue with the title arose, how lon...
It’s my first time buying a house and I’m supposed to close it on Thursday. My lawyer called me last Wednesday, and she told me that there is an issue with the title. It’s probably because there a...
I'm an immigrant planning to sell my current home and move, what are my ...
I’m an immigrant to the USA and I don’t know much about the mortgage system here so I decided to ask for some input here. I have a 30 year FHA loan with BoFa. If I sell my home and move somewhere el...
Waiting for a statement from my lender after paying mortgage interest
Hi, I think I already know the answer to my question but I still want to hear the opinion of others. Me and my husband are filing our taxes and they’re a little more complex than normal. We filed our ...
Looking for a loan product that can close quickly
I am choosing between 2 homes that has caught my fancy. I plan to apply for an FHA loan to fund the purchase. Houses are selling fast in our area in NC and I want a loan product that can close quickly. ...
Bloomfield, IN - Jun 30th 2022
This question has not yet been answered.
How much can I get with a salary of $65k a year?
I’m interested in buying a home in Cali. I have great credit with a car payment every month but not much down payment saved, I can do 5% for a $250k home. How much can I get with a salary of $65k a ye...
Applying for a loan with a Chapter 13
Looking for a lender that can work with me given my current situation. I have a 620 credit score, less than a thousand in monthly debt but I am currently in a Chapter 13 bankruptcy and have been making ...
Where can I get accurate credit scores?
Anyone know where to get your accurate credit score without affecting your credit? Checked on experian and creditwise but they are showing different scores. Should I try FICO? Buying a house soon and I ...
Applying for an FHA loan but wife has poor credit
My wife and I have a joint bank account. We’re currently applying for an FHA mortgage, but I’m the only one who will be on the mortgage app because my wife’s credit is poor, and I’ll be working...
Planning to buy a house but I can't afford a down payment
I have plans on purchasing a house but the issue is, I don’t have money for the down payment. I’m fully aware that getting a loan is still possible, but the monthly payment will be higher. Is it a w...
Converting variable rate HELOC to a 30 year fixed rate mortgage, is it a...
Hi, so I just got a new job like 2 weeks ago. Before that I was laid off for 5 months. And before I got laid off I was employed for 2 years and 2 months by 2 different employers. I want to convert my tw...
Any suggestions on what to do with my rental when my tenant leaves? Plan...
I currently have a duplex in North New Jersey. The tenant is about to move out within the year and I’ve considered selling the property and buying a house in a more affluent town in Northern New Jerse...
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