First time buyer looking for lender who has experience with a VA loan

Hi, I am looking for a lender who has experience with VA buyers and who are also in the market for the first time. I plan to buy my first home in 3 months and I need someone who can help me out and figu...

lender has not provided finial closing cost by night before closing

What kind of loan is best for me?

I moved into my cabin permanently about a year ago. Over the last year I have put in a new well and septic system as well as a new furnace. I am now looking at adding an addition, a garage, and new sidi...

Issue with schedule of closing

Hi, so I'm moving from Phoenix to Milwaukee. I’ve accepted an offer for my new job in Wisconsin and I can prove this by showing my offer letter. I’ve been prequalified for the loan amount but there�...

Can I still switch banks due to issues with my broker?

I am currently on vacation in Canada and I purchased a house back home and the possession date is in a few weeks after I get back. This past week I signed a “mortgage commitment” with a lender throu...

How can I get released from the previous FHA loan? We didn't sign closin...

My husband and I found our dream house in Tennessee. We sold our house in Florida and when we landed in Tennessee we knew the house was not as discussed with the realtor and we ended up not signing the ...

New job after retirement

I have been retired for 10 years and I have received a pension since I retired. If I start a new job can I use the income from my new job with my pension income to qualify for a mortgage?

Had my home rented out after moving out of state and I want to buy a new...

Hi, so I moved to a different state for a new job and I decided to put my old house up for rent instead of selling it, because the market in my previous city was horrible. I am now considering buying a ...

I have 2 mortgages and one of my homes got foreclosed

My house in Georgia was foreclosed a year ago. I had 2 mortgages with the same bank. After my house was foreclosed, the bank didn’t give me anything for the entire year. Now the 2nd mortgage started s...

What are the pros and cons of getting an FHA loan?

Hi everyone, I have a question concerning obtaining an FHA loan. I currently have a conventional loan but I was able to lock in a lower rate with an FHA loan. What are the benefits and disadvantages of ...

I applied for a USDA loan through a new home builder but they aren't upd...

I applied for a USDA direct loan last month and still have not received any updates on the loan. I applied for the loan through a new home builder, and now that they think the property is sold, the cust...

Can I take my mortgage elsewhere to get a better rate?

I am not closing until July 27, which is way longer than I expected. My lock expired on July 10 but current rates are lower than what I locked at. My loan officer told me I will get worst case pricing o...

Can I refinance my closing costs?

Hello, so around 2 years ago, me and my wife got a 30 year fixed mortgage at 6%. Now that rates are very low I would like to refinance for either 15 or 20 years. I would like to refinance the closing co...

Planning to buy property in another state

I’m currently looking for real estate in a different state that I would like to relocate in. But I know little to nothing about the whole real estate process. What are my options for prequalifying for...

Need help regarding mortgages for condos

I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...