Main difference between Fannie HomeStyle and FHA203k?
Is it just that qualifying for the HomeStyle is harder because it;'s a conventional product, with higher credit and down payment standards? Assuming down payment and credit are fine for both, what's the...
quit claim or other option to get my ex husband off the mortgage?
he no longer lives in the house and we were divorced officially last year. i do not receive alimony or anything from him - all house payments are made by me. i've been reading about how to get him off t...
do i qualify for an FHA loan?
I have 727 credit and can meet the 3.5% minimum, but I have been working for only 5 months. I will be making $60,000 annually but was working a job not career position previously and made only $18,000 p...
Are there any "non-DTI" lenders in new Mexico?
And is it as simple as they do not consider DTI for loan approval or something else? Mine was calculated at 48% and cited as the reason I did not qualify with the last company I was working with.
are preapprovals binding in any way?
i'd like to know if the loan amount im seeing on my preapproval is at all a guarantee or guaranteed within certain limits. and if so, is it too late to back out of working with this lender? they have be...
construction or fha 203k mortgage better for me?
I'm not completely set on building a brand new house and would like to know if FHA 203k is a better option than construction to permanent loan. If there's something even better available let me know. Ha...
How long before taking out one mortgage can I take out a second?
Is there a waiting period required for getting a second home with the same lender?
are rates going to go lower for a refinance in sf.
Our current rate is 4.5% but it is variable should we wait for more of a drop to save ?
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