I have been told that for 15 and 20 year fixed rates the PMI requires less coverage than their 30 year counter part. Almost 1/2. So if 30 year requires 25% coverage, 20 year requires 12%. Is that cor...
My credit dropped recently because I had high charges on 2 accounts - both are almost completely paid off. I have enough for 20% down but very concenred about my credit. If I wait should it go up soon e...
Current rate is 5%, not the worst, and rates are dropping this week, but concerned about going through this process and not locking soon enough. i'm at 75% LTV. I don't know what kind of loan I have its...
Lived in the home for 12 yrs with spouse am I able to sell my home for more than was financed for
a search brings up stated income loans for selfemployed. will i qualify with 710 credit scoring? i have a landscaping company that has been doing well but have not been able to get prequaled by the bank...
731 score, improved greatly since i got the mortgage. home worth 250 k already got an appraisal and my loan amt is 300k. any ideas of rates i would be quoted?
I know there's a no down option but if I put nothing down will I have an extremely high insurance rate? I'd rather put a little money down on usda if that's the case! Fico 700
My credit is 725 and I have a 30% DTI but calcd it myself so not completely sure. I'd like an ARM because I'm moving but only temporarilily and ARM rates are lower for the fixed period compared to a fix...
Nowhere is helping me understand - what is difference with apr or just mortgage rate? Is one the real interest I will pay on the loan?
I want to get preapproved now before I buy the washer/dryer I want for the new home and my credit score possibly drops. Can I get preapproved now, put the wahser/dryer on credit and then buy the home a ...
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