What's best for a variable interest loan?

We've seen interest rates climb to 7.29% from a low of 2.8% the previous year. What advise can you give to those who have ARM loans at the moment? Do I keep or refinance?

Is it the worst time to buy a house?

I'm new to all this and I was wondering if this is the worst time to buy a house? I've heard that prices are sky high and when a crash happens the prices will go down. Will interest rates be as high a f...

How do I remove PMI?

Can you get rid of PMI without a refinance? My value has risen to $275k but I only owe around $120k. I bought my home in 2019. Do I need to get an appraisal in this case?

Is this the right time to refinance or should we just eat the rate?

We were going to sign a contract since we assumed that interest rates would go down a bit within the next 6 to 8 months. But after the fed's recent announcement the results were not what we expected. Is...

Applying for a loan as a couple

Can a married couple get a loan by filing joint? One has income without credit but the other has the credit history but no income? One spouse has 550 while the other 680. What impact will this have when...

can my mortgage be recalled after closing

Can my mortgage br recalled after closing

How do I know how much second home do I qualify for?

How much second home can I afford given the following scenario: I bought my first home two years ago paying $2700 a month on the loan. I have no other debts. My credit score is 780. Gross income is $180...

Is now a good time to refinance?

This is the first time to own a home and my family is struggling a bit. We live from check to check ever since the pandemic started and we need advice on how to keep paying the mortgage so we won’t lo...

A student planning to buy a home

How does student loans affect getting approval on a loan? I am going to school this 2023 and I need to get a student loan to keep me afloat. I want to buy my first home and plan to resell once I graduate.

Going back to the States and buying a condo after living overseas

I’ve been living overseas for years now and I plan to move back to the states and buy a condo. I have enough down payment and my budget is around $200k. Will a letter of intent from a US company be en...

Having difficulty getting approved in another state

I live in Chicago with two businesses that are doing great. I file my taxes and have enough documents to prove that I can pay for a loan but I can’t seem to get approval from lenders in GA. We are rel...

What happens to my loan given my situation?

We bought a land and manufactured home using a construction loan but now our builder says that the lot is unbuildable. What happens to our loan? Are we financially responsible at this point?

How do I remove PMI without refinancing?

Can you remove private mortgage insurance without a refinance? I only owe $132k but my value has risen to $295k. I bought in 2019. Should I get an appraisal done to determine real value?

Is it a good time to refinance?

Will interest rates go down in the next few months? With the recent fed announcements things are not looking good. If rates continue to rise when is the right time to refinance?