Looking for a lender
Hi, I want to find the best lender for my situation, not sure what direction to take. I am self employed and don't have the necessary documents to apply for a traditional loan. Hard money loans are too ...
Transferred mortgage
Has anyone had their mortgage transferred? I have no idea why this happened. I just got a notice the other day and it says that everything stays the same only thing changed is the servicing company. Do ...
Looking for an 80% cash out refinance
I am looking for a lender who can provide an 80% cash out refinance. My son is going to college and I need the funds to support him. I've owned the property since 2008 and I was hoping to get the best d...
Should I wait 2 years before investing?
I just turned 18 and I am trying to get a head start with real estate investing. I work as a real estate agent and I have enough saved up for investing. I am not familiar with borrowing as an LLC. If I ...
Allentown, NY - Nov 18th 2022
This question has not yet been answered.
Can anyone recommend an FHA lender?
I've been working with a local lender for a month now and they don't seem to know how multifamily transactions work. I live in Detroit and was wondering if anyone could recommend an FHA lender who has e...
How to qualify for a loan with a mobile home?
I want to purchase a mobile home on 2 acres of land with a USDA loan. I have good credit but lack the work history. Mobile home was built in 2000 and it's never been occupied. The property is a USDA ap...
Austin, TX - Nov 14th 2022
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How to get a loan for investment properties?
My house is paid off and have a credit score of 800. I am self employed and make average money yearly. I only spend money if it's a tax write off so I have very little net income to show on my taxes by ...
Question about VA loans
I am smitten by an old but lovely single family home that was built in the 1900. I plan to take out a VA loan for the purchase but am concerned that inspection and appraisal may be too strict in this ca...
What are my options since rates are so high
I inquired about rates and got 5.99 and 6.75 which is way higher than rates a few months ago. My credit score are excellent but I can't afford a $2,000 loan right now. What are my other options? Should ...
Phoenix, AZ - Nov 11th 2022
4 answers
- Latest answer by
Bob Heidrich | Equal Housing Lender
Apr 9th 2024
Asking for my boyfriend who plans to apply for a loan
Hi, my boyfriend is in his first year in trucking and we want to know if he can apply for a home loan. We asked around and were told that he need to submit a years worth of paychecks since his income i...
Can I qualify for an FHA loan?
I make $120k a year and I was wondering if I can qualify for an FHA loan. What is the downpayment and the requirements? I plan to buy in the Dallas area and this is my first time buying a house
Investing in a rental property
I have some cash and I plan to invest in a 4 bedroom apartment that I can rent out to college students. What kind of documents should I submit when I apply for a loan? I plan to buy in the Gainesville F...
First time buying a house
I plan to buy my first home by next year when I turn 30. I have no debts, a 750 credit score and can put down 20% around $20k in savings. I am making $15k a year with my current job. What loan is best f...
Can I get a loan at 5%?
I used to own a house and sold it 5 years ago. I was wondering if I can still get a loan at 5% or is it just a first time thing? Are there programs for down payment assistance I can avail?
Closing on a USDA loan but encountered a problem
How do you show proof that their adult child who lives at home didn't earn income the previous year? My USDA loan has a household income limit and I'm having problem with my lender since they are asking...
Detroit, MI - Nov 4th 2022
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