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My debt-to-income ratio is 70%. Would I still qualify for a loan? What is the cut off for debt-to-income ratios to be approved to get a mortgage?
I need to extend the rate lock and the lender wants to charge .25 points for a 14-day extension. Is that reasonable?
I know my credit score is bad but I'm 22 and my parents are helping me pay for this house, it's around 800k but we are willing to pay more than 30% and is also willing to show other proof of reliability.
I owe $67,000 on my primary mortgage, 5 years left on a 15 year. But I also owe $100,000 on a home equity loan. Should I refinance into one 30 year loan to lower my payment? My house is valued at $29...
I have been going back and forth with my lender trying to get everything right for the underwriter! I was pre-approved by the lender! The underwriters had an issue with how my company change owners and ...
I was told by a local lender that I have to pay off ALL of my collections before I can get pre-approved for a home loan in a qualifying amount. Is this true?
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