FHA Loan - Underwriter/LO Need My Credit References, But Unsure of Delin...
I've been qualified for an FHA and now the underwriter needs credit reference letters from companies that could prove I have no bad payment history (utilities, phone bills, insurance, etc) and have neve...
Is there a governing body that protects home buyers when working with mo...
My mortgage was supposed to close a month ago and remains delayed due to the underwriter's questions with the appraisal. The broker mistakenly acknowledged that the initial delay was due to the underwri...
What should be the average closing cost on a $580,000 loan in CA?
This would be for a property we are making an offer on at $655,000
Refinancing an interest only modification loan into a conventional
Modification was into I/O for 24 months which is up this November. Modification was due to deaths in the family and all payments have been made on time. They are being told that since they only made i...
What is the lowest down payment requirement loan in Georgia?
We are looking at a property for about $210,000. We can afford the mortgage but low on down payment. What is the lowest we could put up?
LOOKING FOR A NEW HOME LOAN
Can I get a FHA loan with my husbands credit score of 588 and my score of 554? We will be putting at least 25% down. There are preconstruction homes and it will be completed in January 2018. However, ...
Looking to refinance
we are looking to refinance to lower our mortgage payment. we do not qualify for HARP program because our loan is not under Fanny Mae or Freddy Mac. is there another way to refinance?
Paying Off Mortgage in 15 Years With a 30 Year Mortgage
After looking at the difference between a 30-year, and a15-year mortgage, I decided I'd like to pay my home off over the next 15 years. I can afford the payment for the 15 yr fixed, but I'm not sure I w...
How much should a normal loan processing or underwriting cost?
I keep hearing on radio for example on "no cost" loans. How do some lenders like cash call get to do no cost loans and others charge a processing fee?
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