Help! My Credit Score Dropped and I'm In Closing.
I was approved for a $487k 30yr fixed Conventional Loan at 4.58% and I am in closing, 18 days in. I was told by my LO not to pull any credit or remove savings from my account until after we close (+30 d...
Disabled Veterans Discounts.
Do disabled Veterans get discounts on points or reduction of fees based on disability resulting from their service? I am 25% disabled, does this also effect any discounts?
How Do I Transfer a Mortgage?
I am in the process of completing a living will and i would like to transfer my mortgage to my son who will be taking over the home. He is 23 years old and has no credit. His FICO is 584 and he has stat...
10 Years Left on my loan - But Need Lower Rate
I have less than 10 years left on my mortgage and I want to refinance to a lower rate but I don't want my loan to restart. What type of refi program do I need to look into to keep 10 years as my loan term?
First Time Buyer Options.
Prop value $649,998 in California,I have dual income $80k / year. FICO 614, debt of about $7,100/m. My wife and I have saved around $16k towards a down payment but saving 20% of the purchase price is a ...
Getting a Mortgage
I haven't filed taxes in quite a few years, I have paid but for what ever reason never filed, Now I'm wanting to buy a house, what are my chances of getting a mortgage? My credit is fair, don't have ...
Amending taxes after getting mortgage
Both wife and I are self employed and didn't do any deductions on our taxes, so we'd be approved for a loan, since it would show we made more. Of course, in turn, we had to pay a ton for taxes. Can we...
FHA short refi assistance.
I recently had my rental house appraised (prop valued at $188k) and it came back 25% ($75k) less than the appraisal two years ago when I finished remodeling and paid off my construction loan. I have nev...
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