Can we get a mortgage?
Went from 710 credit score to 570 after falling on hard times and going through a debt solutions program. We have approx $8k in credit card debt, annual income is around $100k. Will the bank give us a m...
Transfer appraisal?
We just closed on a VA loan. Can we use the appraisal for a HELOC loan? If yes, what do we need to do?
Refinance a cash purchase
If we were to borrow money from family to pay for a home in cash, can we refinance it later to pay back family? How long do you have to wait?
I'm a Disabled Veteran shopping for the best mortgage rate
disabled veteran shopping for a lower interest rate less than 4.00%
Will mortgage rates go up?
I am thinking about refinance. When will be good time? Thanks
FHA high balance loan requirements
My wife and I are looking to find a mortgage for a home price of $475,000. We have enough money for a 7-8% down payment. Our credit scores are over 810. Is a 10% down payment required for an FHA high ba...
Do you offer VA loans on new construction? Would it be a construction to...
We currently own the property, free and clear, that the house will be built on and we have a closing date to sell our current house so we are looking for a construction loan that will roll over to perm...
Zoned commercial with apt, can I mortgage individually
Found a neat property i would love to buy. It ia commercial store front, detached with a luxury apartment upstairs. Then there is a giant warehouse outback with an full upstairs. The price is less th...
Why do a cash-out refi instead of taking out a HELOC?
I've been getting more positive feedback for a HELOC rather than a cash out refi. What are positives that I am not understanding?
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