Looking for a loan with zero or low down

Are there lenders who offer loans with zero or low downpayment? I want to purchase my first home buy I don’t have enough saved for a 20% down payment. I have good credit and no debts. I have been work...

Looking for lenders who finance mobile homes

Hi, I’m from Alabama and looking for lenders who would finance mobile homes. Banks here charge high interest and I’ve been looking for lenders but to no avail. I own my land and I tried a USDA and F...

Are there lenders who approve loans on bank statements alone?

Are there reputable lenders that will approve a loan on bank statements and payslips instead of tax returns? Last year's taxes were not great because I had to stay home due to the lockdown. My current p...

"Hi I've just checked your website lender411.com content and I must admi...

Buying a multi unit property and wondering if there are lenders who appr...

There’s a good investment property up for sale here in PA. It’s a multi unit property that costs $550k. Are there lenders who require 15% down or less on a 20 year loan? One unit will be our primary...

Can a lender get my home once I pass away?

I need funds for a home renovation and my wife suggested a reverse mortgage. I have pretty good equity on our home and it seems like a good idea since we don’t plan to move any time soon. I’m just w...

When is the best time to lock in rates?

We’ve signed a contract for a new construction which will be finished by April 2023 in Anaheim. I want to ask when is a good time to lock in rates and for how long? Is a prelock for 180 days a good id...

Are there loan products for gig workers out there?

I lost my job during the pandemic and I have been freelancing for the past year. I want to buy my first condo but I don’t have updated tax returns nor W2s. What are my options? Are there loan products...

Buying a new home and having my condo rented out

I bought a condo 3 years ago at $250k and currently owe around $150k. I can pay $50k towards the principal in the next 2 months and I want to buy a new home and have the condo rented out. Friends have s...

Can I get a loan as a senior?

I am 75 years old, happily married and in the peak of health. I was wondering if a lender would give me refinancing from a 30 year loan to a 15 year loan? My credit score is in the 800s but I’m worrie...

What payments are used in calculating DTI?

I am considering adding my phone bill, utilities and my cable bill to my credit report to boost my FICO score. Will lenders use all these payments to qualify me for a home purchase?

can fannie mae do an audit on a mortage almost a year later and tell mo...

can Fannie Mae audit a year later and have the mortage recinded

my son closed on the oct2022 and never miss a payment Now summit fundin...

Should I get pre-approved?

I'm buying in a hot market here in Michigan and the homes are selling pretty fast once they are placed on sale. I've lost out on a few offers and I was wondering if I should get pre-approval to give me ...