do different lenders have different fees?

I was approved for $485k by B of A. But I wanted to know about shopping around for fees. Will different lenders charge differently (more/less points) on the back-end (broker fees)? Does it pay to shop a...

Items missing on credit report (these are good things!)

I have been looking to applying for a home loan, and when I went to pull my credit yesterday (i pull monthly) I saw that my auto finance company did not report the last 2 payments. Will this negatively ...

What are the home specifications for USDA loan?

Does it need to have rails for stairs, perfect siding, ect.

Can I get a line of credit on my manufactured home

New Home Buyer Questions

My wife and I want to be on the title and mortgage both for our first home. Unfortunately, her credit is not good, although she has good income (FICO 465, Gross $122,000/year). I, on the other hand, hav...

what are rules for first time home buyer?

I purchased a home in the Ukraine, back in 1979. It was sold in 1999 before I moved to USA in 2000. I was denied for a first time home buyer program. I am thinking this program is for fist time home buy...

deposit

I put 1000 deposit for a new house, but 3 weeks before the closing day, the lender said the mortgage rate become higher so made the monthly payment become higher than what we can afford. Can I get my de...

1/2 acre Land Loan

How difficult is it to get a land loan? I've been living in a trailer on land owned by a old family friend that has passed away in February this year. I don't want to get kicked off the land by the new ...

Co-Signer Maximum

I inherited my grandfathers home, it was deeded to me. I have not been able to keep up with the payments due to seasonal work and it being limited with the fires here in Northern cali this summer. I don...

I am 78 and need to know what % of my home's value can I get from a reve...

Pot in my neighborhood

I put in an offer for a house in a neighborhood in Aurora where I found out there was a huge pot bust a couple months ago. Are Lenders/Banks typically aware of these types of issues? I did not have a re...

Swapping Lenders mid Escrow

What is the proper way to go about changing lenders if you are in escrow? I do not agree with some of the business practices the lender has been using and I am less than 30 days from closing. Any feedba...

Isa townhome considered a multi-family dwelling for a home equity loan?

Co-signer for Stated Income

I have been self employed as a hair dresser for 10 years. I am 24 and started working with my neighbors mom when my grandma passed away (I was 14 and had to care for myself as I was placed in foster car...

FICO dropped after pre-approval

I was pre-approved on September 1st for $405k. My FICO at the time was 718. I recently paid off my car, about 30 days after I was pre-approved. I pulled my tri-merge and found that my score dropped 37 p...