Underwriting wants to deduct expenses - help.
We live in a non community property state. My wife is purchasing a house and I am not going to be on title or on the app. My income is not being considered in the DTI ratio.In 2015 I had some expenses a...
I have a Tax Bill - Can I get Approved?
I have an arrangement to pay back taxes to FTB on a repayment plan. I owe approximately $16,000 and it will be paid off in 1.5 years. Would I be able to qualify with income of $75k/year, FICO 5 620, deb...
What are My VA Purchase Options?
My wife and I served and were wondering if there is any extra advantage to the VA loan for 2 Vets taking a joint mortgage? This will be our second home. We did not use the VA benefit to purchase the fir...
Letter of employment for mortgage
I am half way through my loan on buying my home in the new state. My husband was transferred and I had to sell my home and buy a new one. He is currently living in my truck till the home closes. I told ...
Purchasing with Fixed Income.
I started receiving tax free retirement pension and want to purchase a condo. My income is $66k/annually, FICO 668. I know that for FHA uses gross income to calculate rations. Having only a net income d...
I want to refi with a conventional loan from a land contract.
I currently have a land contract with a balance of 50 k. I want to refi and pull out 180k and use 50 to pay off the land contract. The house appraised for 210k 8 months ago. Is this possible?
Quitclaim from tax sale
Can I take out a loan against a home that I purchased at a tax sale? The county quitclaim the home to me. It's been 2 years now and I want to remodel the home. Can I take a loan out against the home? Th...
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