Pre-qualification info.
What information EXACTLY to I have to give to get pre-qualified? I am seeing a lot of quick-quote forms on the web out there. Some forms have as little as a request for name, phone, loan info, credit ra...
During the loan application process how can one pick up potential issues...
What's the best possible answer a person can give to questions asked about social security numbers and bank credit card loans that are accepted on promotional purchase offers? That is without appearing ...
What does a SSA verification on a ssn# do for a mortgage lender?
Does a SSA verification of SSN # help or hurt Borrower credibility and risk to an underwriter?
What can one do to overcome possible loan denial due to high DTI ratios?
Does the following compensate for the high debt to income ratio?:Good credit, no missed payment on current credit or loan debt,steady income,low to zero utilization of credit cards, on time consistent u...
HUD 184A Loans
i am looking for lenders that offer Section 184A Native Hawaiian Housing Loans. My credit is good, now at 620. I am employed part-time, making $63,55 a year. How can qualify?
Selling land parcel
I would like to sell a parcel of my land, I live on 14 acres and want to sell 10. Is there a process I have to go through to section off and sell a parcel ? I also have a mortgage on the land and home o...
why is my approval so low?
Having a hard time getting approved for a ARM loan over $250k. I have applied 2x, once in May, 2018 (approved for $218) and the last time in December. The last approval was $248k. My credit score is 640...
seeing issues on my credit from lender pulling
Hi, I am trying to get some insight about some inquiries on my credit before I get too worked up. I am in escrow (9 days in). I got a notification from my credit monitoring service that there were 3 mor...
Not much luck.. need approval
Does anyone know of any programs for a first time home buyer with around a 630 score, about 15000 down but won't hit 2 years employment mark until September 19'? Only looking for around 100-150000 mortg...
Recommendations on Loan Types
Are certain loan products better than others in different states? Like a HUD vs. a 30-year fixed in New York?
Late payments Question
I am unemployed and recently had a 45 day late payment. I am seasonally employed so this is not uncommon for me. However, I have never been late more than 10-12 days. I wanted to know if I would be unab...
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